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Amex BCP 6 month CLI success! whoohoo!

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DesertLife
Regular Contributor

Amex BCP 6 month CLI success! whoohoo!

$3,000      Issue Date: 7/10/2012

$9,000      3xCLI @ 60days: 9/16/2012

$20,600    2.8xCLI after 6 months 5/01/2013

 

I had to call the number on the back of my Amex BCP today because when I went online to Profile Preferences > Account Mangagement      - there was no "Increase Credit Limit" button. The button, as others have said, seems to appear and disappear. I was worried that since it wasn't there I wouldn't be eligible for an increase, but I decided to call and talk with a rep anyway. I think there is an automated CLI system over the phone as well as online, but I didn't go searching for the number. I spoke with a rep who asked for the increase amount I was looking for, and then income.

 

I asked for $25,000 limit ($16,000 increase), with stated income of $52k. I was approved for a partial line increase totalling $20,600 ($11,600 increase).

 

I'm happy with that increase. It is now my highest card limit (almost double my USAA Amex). Best of all, since it's a soft pull on credit I didn't have to leave the garden to do it!

 

Smiley Happy

 

By the way, here's my statement balances for the past few months, always paying in full each month.

 

213.10 APR

0 MAR

304.82 FEB

398.74 JAN

55.00 DEC

77.72 NOV

Started out with a 648 EQ in 2018, finally got to 850 FS8 TU | 836 FSU EX in November 2021!
Message 1 of 16
15 REPLIES 15
CS800
Super Contributor

Re: Amex BCP 6 month CLI sucess! whoohoo!

Congrats !!

 

My 6 months mark is coming up in 2 weeks on my BCE. I'm currently at $20K. I'll try for higher.

 

 

 




Message 2 of 16
09Lexie
Moderator Emerita

Re: Amex BCP 6 month CLI sucess! whoohoo!

Message 3 of 16
youngandcreditwrthy
Senior Contributor

Re: Amex BCP 6 month CLI success! whoohoo!

Congrats! I hope I'm able to do th same!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 16
madmann26
Valued Contributor

Re: Amex BCP 6 month CLI sucess! whoohoo!

Congrats!!!

Current FICO 9 Scores



Message 5 of 16
culture
Regular Contributor

Re: Amex BCP 6 month CLI success! whoohoo!

Congrats!!!

 

 

Did you have a time frame that you let the balance sit before paying  ?   or it was random ?

Message 6 of 16
DesertLife
Regular Contributor

Re: Amex BCP 6 month CLI success! whoohoo!


@culture wrote:

Congrats!!!

 

 

Did you have a time frame that you let the balance sit before paying  ?   or it was random ?


Thanks. I would generally let the statement cut, then pay sometime within the first two weeks of receiving the statement. A few times I paid closer to the due date.

Started out with a 648 EQ in 2018, finally got to 850 FS8 TU | 836 FSU EX in November 2021!
Message 7 of 16
codesingh
Regular Contributor

Re: Amex BCP 6 month CLI sucess! whoohoo!


@CS800 wrote:

Congrats !!

 

My 6 months mark is coming up in 2 weeks on my BCE. I'm currently at $20K. I'll try for higher.

 

 

 


How much are you planning to ask for?

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Message 8 of 16
RockinRay
Valued Contributor

Re: Amex BCP 6 month CLI sucess! whoohoo!

That is a very nice increase! Congrats!

Ray

** Every Card has a Job, and Every Card does its Job **
Message 9 of 16
ezdoesit
Valued Contributor

Re: Amex BCP 6 month CLI sucess! whoohoo!

Congrats that some nice limit increases.

Message 10 of 16
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