Reply
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Amex CLI

Wow!! Do not ask for more than $25k w Amex as they will likely ask for tax dox!!!!

Congrats though!!! I can't wait to request a $25,000 limit in five more months!!!!!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
voidman
Posts: 540
Registered: ‎06-07-2008
0

Re: Amex CLI

Cool so 25k is the limit with Amex without triggering tax dox request..

 

 

Thanks again all. :smileyhappy: 

-void
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Amex CLI

That's what the word on the street is... I, personally, will be requesting a cli to $24,000 in five more months on my $10.5k BCE. I hate dealing with tax related items as it is already haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
SnackTrader
Posts: 1,567
Registered: ‎09-15-2012
0

Re: Amex CLI


youngandcreditwrthy wrote:
That's what the word on the street is... I, personally, will be requesting a cli to $24,000 in five more months on my $10.5k BCE. I hate dealing with tax related items as it is already haha

Which income did you put down for your Amex applications? You've mentioned on here before that you have used HHI in applications. Is that the reason you don't want to submit tax documentation?


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Amex CLI

The reason is that I have many other high credit limits and they can see I handle my credit effectively.
I don't remember what income I used on my Amex app, but I have my household's tax returns. ;-) so I have dox. I'd expect the chances of a FR to be slim unless your score drops for some reason. Creditors aa ppl for change in risk typically
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Dustink
Posts: 3,097
Registered: ‎10-02-2012
0

Re: Amex CLI


voidman wrote:

Cool so 25k is the limit with Amex without triggering tax dox request..

 

 

Thanks again all. :smileyhappy: 


It has been rumored that is the case. That is why I recommended you ask for 25k. 

 

Glad it worked out for you. Treat AMEX well.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}