We think alike... 
To quote the late GREAT maestro Barry White: "Playing your game, baby....your game baby....just you (Amex) and me" 
I'm actually trying to see if I can sweet talk someone into turning that joker into the original blue cash....that's the puppy I want !
@SisterGirl wrote:We think alike...
To quote the late GREAT maestro Barry White: "Playing your game, baby....your game baby....just you (Amex) and me"
I'm actually trying to see if I can sweet talk someone into turning that joker into the original blue cash....that's the puppy I want !
(Thanks so much for that reference... I'm smiling so big right now!!)
I hear ya with the OBC... for the right person, that thing can be awesome!
@UncleB wrote:
@SisterGirl wrote:We think alike...
To quote the late GREAT maestro Barry White: "Playing your game, baby....your game baby....just you (Amex) and me"
I'm actually trying to see if I can sweet talk someone into turning that joker into the original blue cash....that's the puppy I want !
I hear ya with the OBC... for the right person, that thing can be awesome!
I hear ya....I was cheesin' & boppin' my big head when I wrote it (ha ha). I've not been on AMEX chat in a while & didn't want to really use that card so I can possibly get them to offer it on retention (?)...I will keep you abreast of my success - but she's determined !
@SisterGirl wrote:
@UncleB wrote:
@SisterGirl wrote:We think alike...
To quote the late GREAT maestro Barry White: "Playing your game, baby....your game baby....just you (Amex) and me"
I'm actually trying to see if I can sweet talk someone into turning that joker into the original blue cash....that's the puppy I want !
I hear ya with the OBC... for the right person, that thing can be awesome!
I hear ya....I was cheesin' & boppin' my big head when I wrote it (ha ha). I've not been on AMEX chat in a while & didn't want to really use that card so I can possibly get them to offer it on retention (?)...I will keep you abreast of my success - but she's determined !
Please do let us know how it goes! <fingers crossed!>
@SisterGirl wrote:I think it's crazy that you can still apply for the OBC, but you can't convert it (???). That makes absolutely NO sense, but okay.....I'll be sweeter than honey, but bring my point!
That does make no sense at all. 
Hopefully eventually they'll either change the "rule", or you'll find a CSR that has the ability to work around (or within) the system to get it done!
@UncleB wrote:Many of you know my BCP only has a credit line of $1k and Amex has repeatedly denied my requests for a CLI (the latest decline was just today). The decline is always due to "... previous negative experience with an American Express card". They are referring to an account included in bankruptcy back in 2000 - over 16 years ago.
Clearly there's no way to "work on my profile" (or any of the other boilerplate pointers that usually apply) so a while back I decided I would go apply for another revolver with them, with the plan to after 13 months transfer the credit line. I also closed my Green card last month, so lessen my overall exposure with them thinking it might help. Also, my BCP (and Green) were both approved with two baddies and a 695 EX score; as of this month I have no baddies and my EX is 751 (this is after the new inquiries from last week).
With shiny new credit scores in hand (recently completely baddie-free) I submitted my Delta app, and after a brief delay was rewarded with an approval for yet another $1k credit line.
Honestly I've got mixed feelings on this... the reason I chose the Delta to is that historically the approval amounts are higher than other cards, which would suit my desired end result. It's certainly better than a denial, though, and when the card is 13 months old I'll transfer however much they allow and simply close the card afterward. Also, while my BCP has been 'stunted' it's possible I'll have better luck with CLIs on the Delta Gold card - if so the new addition might pay off yet. <fingers crossed>
I'm the first to admit that not all lenders are for everybody; especially when they have been 'burned' in the past. It's clear that Amex falls into that category for me, at least when it comes to a relationship beyond what we currently have.
Next stop... the garden!
(Note: I'm thinking about not even adding this one to my signature... LOL)
Congrats!
Out of curiosity, how much did you burn Amex?
