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First off I want to thank each and every poster on these forums. Without the wealth of information given here, I would never be in the position I find myself! I've obtained a Green Charge and Delta Skymiles today. Originally app'd for the BCE after the Green and was denied! (This is with a spotless record and roughly 715 Fico) Feeling undeterred I wanted to try the Delta before heading to the garden. I hear so much about it being easier to obtain and SP if denied, so I bit. Needless to say I was approved and for a generous 7k. I called a few mins ago and asked a general question about PC'ing and the rep said I needed to wait one year. (He didn't bring up my accounts)
I've seen people on here do it early, so I want to hear stories! Do I need to wait for the card then send a secure message?
Congrats
Thanks!
Yes, trying to PC Delta to BCE.
@HeilFico wrote:First off I want to thank each and every poster on these forums. Without the wealth of information given here, I would never be in the position I find myself! I've obtained a Green Charge and Delta Skymiles today. Originally app'd for the BCE after the Green and was denied! (This is with a spotless record and roughly 715 Fico) Feeling undeterred I wanted to try the Delta before heading to the garden. I hear so much about it being easier to obtain and SP if denied, so I bit. Needless to say I was approved and for a generous 7k. I called a few mins ago and asked a general question about PC'ing and the rep said I needed to wait one year. (He didn't bring up my accounts)
I've seen people on here do it early, so I want to hear stories! Do I need to wait for the card then send a secure message?
Congrats! You need to wait 1 year because Delta Gold has an anual fee and BCE doesn't.
GaTech wrote:
HeilFico wrote:
First off I want to thank each and every poster on these forums. Without the wealth of information given here, I would never be in the position I find myself! I've obtained a Green Charge and Delta Skymiles today. Originally app'd for the BCE after the Green and was denied! (This is with a spotless record and roughly 715 Fico) Feeling undeterred I wanted to try the Delta before heading to the garden. I hear so much about it being easier to obtain and SP if denied, so I bit. Needless to say I was approved and for a generous 7k. I called a few mins ago and asked a general question about PC'ing and the rep said I needed to wait one year. (He didn't bring up my accounts)
I've seen people on here do it early, so I want to hear stories! Do I need to wait for the card then send a secure message?
Congrats! You need to wait 1 year because Delta Gold has an anual fee and BCE doesn't.
What if I pc'd to BCP?
You were denied Blue today? but got Delta for $7k?
@Creditaddict wrote:You were denied Blue today? but got Delta for $7k?
Yes, I find it VERY odd. To add insult to injury when I applied for both the Green and Delta, the reps did their jobs. They verified my identity via my bank or phone number since I have a fraud alert. (I keep it on purpose for piece of mind and update it every 3mos) The rep I spoke with for the BCE did not verify anything. Just asked me for general information. Aside from not doing his job, I guess he didn't think I was worthy...lol The Delta rep couldn't even believe it. He was telling me that maybe I had a baddie. I then reminded him the report was pulled just last night and was identical to what he was looking at.
06/25/13 |
| Approved |
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06/26/13 |
| Declined |
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06/27/13 |
| Approved |
|
I just PCd my Delta Gold to a regular Blue at about the six month mark. I'm not sure why your being told one year. Did you get a sign up bonus on the Delta?