Amex Gold Approved EX660

MyDataMyChoice · ‎01-18-2015

So last month my mom regained Amex Membership.... backdated to 1990... and added me on as an AU (i have a MSD of 2007)

It hasnt hit either of our CRA's yet... but my EX score went up to 660 today... so i decided what the hell let me try to get Jan 2007 for my own card

So i appied for GOLD Card Amex - Instant Approval (i then tried for Gold Delta (decline)... i will try to recon))

Yay,...cant wait for my moms card to report and then my Gold Card to Report.... my Credit Profile should take a jump! (then maybe ill try for that Delta Again)

November 2023 - Home Depot Credit Card SL $500

October 2023 - PENFED Overdraft Line of Credit $2,000

October 2023 - US Alliance Financial Overdraft Line of Credit $4,000

October 2023 - SOFI $7,000 - 15 Months No Interest and $200 Sub. 3% CB one year then 2%

October 2023 - Wells Fargo REFLECT Visa Signature SL $9,000 21 Mo Interest Free - Transferred 12K from ACTIVE Limit to REFLECT New Limit $21,000

October 2023 - Alliant Credit Union Visa Signature SL $10,000 - 2% CB

May 2022 - Wells Fargo ACTIVE Visa Signature SL $13,000 - $200 SUB - 15 Mo Interest Free then 20.24% - Transferred 12K of CL to REFLECT New Limit $1,000

Upgrade Cash Rewards Visa Signature $20,000, seems to only report high balance

May 2021 - SYNB Lowe's Advantage SL $800 - Same Day CLI to 17K | April 2022 CLI to 35K

May 2021 - BofA Customized Cash Partially Secured 99/500 | April 2022 Graduated $1500 CL

Prequal Capital One Quicksilver | SL $5,000, OCt 2023 CLI to $5,500 @ 25.49% Apr 2021 - $200 SUB, 15 Mo No Interest

PENFED Pathfinder Visa Signature | SL $5,000 @ 17.99% Apr 2021

Apple Card by Goldman Sachs | SL Feb 2021 $4,000 - CLI May 2021 to $4,500 - CLI to $7,000 April 2022 - CLI to $9,000 - March 2024 CLI to 11.5K 21.99%

DELL Preferred Account $5000 @ 17.49 - Prequalified | Feb 2021

PENFED PCR (2%CB w/ Honors) | AUG 2020 - $3,500 - CLI May 2021 - $5000 - CLI Oct 2023 $10,000@ 17.99

OLLO Dec 2019 $2,500 - Auto CLI Aug 2020 $3,100

Anonymous · ‎01-18-2015

Congrats! Let us know how the recon goes

uswala · ‎01-18-2015

Congrats on the approval!

Good luck on the recon.

Kenny · ‎01-19-2015

Did you do the PRG app for the 50k MR? Congrats on your approval and backdate!

Take the myFICO Fitness Challenge

Anomalous · ‎01-19-2015

Congratulations!

Keep both your credit and your body in top shape!

Anonymous · ‎01-19-2015

Outstanding!!

gdale6 · ‎01-19-2015

Grats on your Amex

Anonymous · ‎01-19-2015

@JTC403 wrote:
So last month my mom regained Amex Membership.... backdated to 1990... and added me on as an AU (i have a MSD of 2007)

It hasnt hit either of our CRA's yet... but my EX score went up to 660 today... so i decided what the hell let me try to get Jan 2007 for my own card

So i appied for GOLD Card Amex - Instant Approval (i then tried for Gold Delta (decline)... i will try to recon))

Yay,...cant wait for my moms card to report and then my Gold Card to Report.... my Credit Profile should take a jump! (then maybe ill try for that Delta Again)

CONGRATS!

xnxo · ‎01-19-2015

Congrats!!!

BoA Cash Rewards $1.9k, Cap1 QS $1.1k, Amex ED $2k, Amex BCE $7.5k, Amex PRG: NPSL w/ Opt to Carry, Kohls $300, VS $2.8k, Paypal Credit $1.8K, Sears MC $4K, CareCredit $1k
12-6-13 EX FICO: 591
Current Score: EXP: 708 (FICO 1/2015) EQ: 740 (FICO 12/2014) TU: 750 (12/14/14 FAKO)
Goal score: 750 across by JAN 2018! Gardening as of AUG 21, 2017 - GOAL 12 MONTHS

Anonymous · ‎01-19-2015

bitter sweet but congrats non the less