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Established Member
Posts: 15
Registered: ‎03-13-2008
0

Re: Amex Green Approval???!!!

Thanks for all of the congratulations!  When I spoke to Amex, they said it shouldn't be a problem to backdate the member since date once I receive the actual card.   I am so excited!



Starting Score: September 2013 - EQ 548 EX 610 TU 555
Current Score: October 2014 - EQ 674 EX 671 TU 704
Goal Score: all scores 700

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Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
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Re: Amex Green Approval???!!!


NatureDawg wrote:

Thanks for all of the congratulations!  When I spoke to Amex, they said it shouldn't be a problem to backdate the member since date once I receive the actual card.   I am so excited!


Wow, that's great! I thought MSD Backdating from Corporate to Personal is a no-no, but maybe for personal business to regular personal...Glad it worked out for ya, congrats again.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
New Contributor
Posts: 77
Registered: ‎02-11-2014
0

Re: Amex Green Approval???!!!

question.... my scores should be similiar to yours when my reports update ( old collection accounts are off) how many inquiries do you have on your report?

(714)EQ (712)EX (722)TU
AMEX PRG NPSL/ NFCU CashRewards $8500/ NFCU Platnium Mastercard $2000/Barclay Rewards MC $1700/Discover It $1500/AMEX Delta Gold $1000/Americas First Federal Credit Union $1000/Capital One Quicksilver $3500/Chase Freedom $1300/Care Credit $1500/Macys Gold $2500/Belk $1800/Bloomingdales $1500/ Amazon $1900/Kohls $400/Express $250/Walmart MasterCard $1800//Texaco-Cheveron$1100/ExxonMobil $800/Shell $600
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: Amex Green Approval???!!!


NatureDawg wrote:

I have wanted an Amex for quite some time.  I have been working to get my scores up and have had significant success with getting negative items removed (most recently some old student loan trade lines were deleted), but felt I should wait a while before applying.  Last night I finally applied, and to my surprise I was approved.  Immediately approved!  I was shocked. As you can see below, my scores are not all that great (still a work in progress), but I have been following the advice on this site and it has paid off in a big way!  Now I am wondering if they will backdate my card to the date I received my corporate card.  I hope so!


Congrats on your approvalSmiley Happy welcome to the Amex family

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
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Regular Contributor
Posts: 200
Registered: ‎03-15-2012
0

Re: Amex Green Approval???!!!


NatureDawg wrote:

Thanks for all of the congratulations!  When I spoke to Amex, they said it shouldn't be a problem to backdate the member since date once I receive the actual card.   I am so excited!


OMG.. I  have to try this, as I was just approved last week! It'll only add a year for mine, but worth a shot!

 

Thank you for sharing, and following up!

 

Congrats!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Established Member
Posts: 15
Registered: ‎03-13-2008
0

Re: Amex Green Approval???!!!

They only pulled Experian.  That report had 5 inquiries on it.  2 of them were almost 1 year old.  Experian is the best of my reports and I have fewer negatives on that report than the others because some of my accounts don't report to Experian for some reason (not questioning it, just thankful).  Hope this helps.  



Starting Score: September 2013 - EQ 548 EX 610 TU 555
Current Score: October 2014 - EQ 674 EX 671 TU 704
Goal Score: all scores 700

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Valued Contributor
Posts: 1,214
Registered: ‎02-03-2013
0

Re: Amex Green Approval???!!!

Congrats on your new Amex approval!!

Good luck with the backdating


Starting Score TU 667 EQ 663 EX 655
Current Score TU 752 EQ 749 EX 757 Last Update 3/2015
Garden Club 04/10/2013 (Goal 2015 or Longer)



Established Contributor
Posts: 539
Registered: ‎07-12-2013
0

Re: Amex Green Approval???!!!

Congrats!

 

When you call, I would just tell them you were just checking to see if it was linked to your other account because you thought when it came it would have the same member since date as your other Amex card.  Don't mention it is a corp card (not sure if it matters)  then let them look it up and respond,  they will likely tell you they can fix it for you and a new card with your correct member since date will arrive in 7-10 days.  It's best to correct it before it reports to the CRB's from what I have read.


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 722 7/1/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 6/1/15
Banks I have Blacklist/Return to sender: Langley FCU, BofA, Barclays, Citi

Established Member
Posts: 15
Registered: ‎03-13-2008
0

Re: Amex Green Approval???!!!

I was able to get them to backdate the account to 2012!!!  Sweet!!!



Starting Score: September 2013 - EQ 548 EX 610 TU 555
Current Score: October 2014 - EQ 674 EX 671 TU 704
Goal Score: all scores 700

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Amex Green Approval???!!!


NatureDawg wrote:

I was able to get them to backdate the account to 2012!!!  Sweet!!!


Congrats on getting it backdated using the corp card because every bit of AAoA helps!

 

Usually they don't backdate on a corp card, so I guess its YMMV but you lucked out, and congrats again!!!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
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