Amex Pre-Approval: solid offer?

[JoeLuvsHisCredit]

soloman

Believe me we all been there . I can remember the day  I got my first "Real" visa it was a BOA with a 2K SL about 5months ago. You would have tbought I had died and went to heaven lol but that's the truth lol

[JoeLuvsHisCredit]

soloman

I think they will use the same pulled will they everybody?

[Anonymous]

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@JoeLuvsHisCredit wrote:

@Anonymous

I think they will use the same pulled will they everybody?

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That's good to know but what score is the EveryDay card requiring for approval?  What I really need is a 0% introductory rate to transfer some of my balances to.  But once again I'm just happy to be in AMEX family.

[JoeLuvsHisCredit]

I have seen people with 660 and up getting approved but as you know better scores gets better APR ETC

[Anonymous]

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@JoeLuvsHisCredit wrote:

I have seen people with 660 and up getting approved but as you know better scores gets better APR ETC

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Ok that is so true.  I think I will wait because I have only one remaining collection and there's a good possibility it will be deleted real soon.  At that time my score will be much better. Now I need to modify my siggy to show off my AMEX card!!!

[JoeLuvsHisCredit]

To be honest if I was you I would wait until you have a clean file so you can a better apr and sl. I wish I did on a few of mine (a couple) but I have learn etc

[Anonymous]

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@JoeLuvsHisCredit wrote:

To be honest if I was you I would wait until you have a clean file so you can a better apr and sl. I wish I did on a few of mine (a couple) but I have learn etc

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Yes I agree!