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Established Contributor
Posts: 543
Registered: ‎06-19-2014
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Re: Amex Pre-approved - Wondering how likely it will get actually approved?

The only pre approved offer I've ever received by mail from Amex was for the Green charge Card which I have absolute no interest in




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Current FICO Score:739
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Member
Posts: 25
Registered: ‎07-08-2014
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Re: Amex Pre-approved - Wondering how likely it will get actually approved?

Peeps for now I have decided not to pull the trigger. I will probably wait for a month and see if my score goes up since the Utilization went down to less than 10%. So probably will hit the apply button then. Thanks for all your help and comments. This forum is very helpful.

Regular Contributor
Posts: 143
Registered: ‎01-11-2014
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Re: Amex Pre-approved - Wondering how likely it will get actually approved?

keep in mind that many times if you get rejected by amex, it only counts as a SP, not a hard pull.

 

still, it's probably a better decision to wait it out a bit if you expect your credit score to rise over the next month or so while the pre-approved offer is still available. Charge card UW isn't that high, but waiting a bit definitely can't hurt you

      
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Member
Posts: 25
Registered: ‎07-08-2014
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Re: Amex Pre-approved - Wondering how likely it will get actually approved?

So I went for it last night and it got approved. I am pretty sure its 50K points if I spend 1K within 3 months. 

 

Thats the email I got 

"

We are pleased to let you know that your application for the Premier Rewards Gold Card has been approved. We hope you’ll enjoy the benefits of Card Membership.

 

We are expediting your Card delivery, and you will receive it in 2 to 3 days.

 "

 

Thankyou all for chiming in and helping me out. 

Mega Contributor
Posts: 16,715
Registered: ‎08-08-2011
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Re: Amex Pre-approved - Wondering how likely it will get actually approved?


Maverick7 wrote:

So I went for it last night and it got approved. I am pretty sure its 50K points if I spend 1K within 3 months. 

 

Thats the email I got 

"

We are pleased to let you know that your application for the Premier Rewards Gold Card has been approved. We hope you’ll enjoy the benefits of Card Membership.

 

We are expediting your Card delivery, and you will receive it in 2 to 3 days.

 "

 

Thankyou all for chiming in and helping me out. 


Congrats! Thanks for sharing.

Senior Contributor
Posts: 10,058
Registered: ‎09-24-2013
0

Re: Amex Pre-approved - Wondering how likely it will get actually approved?


Maverick7 wrote:

So I went for it last night and it got approved. I am pretty sure its 50K points if I spend 1K within 3 months. 

 

Thats the email I got 

"

We are pleased to let you know that your application for the Premier Rewards Gold Card has been approved. We hope you’ll enjoy the benefits of Card Membership.

 

We are expediting your Card delivery, and you will receive it in 2 to 3 days.

 "

 

Thankyou all for chiming in and helping me out. 


congrats

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