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And I thought Discover/US Bank were conservative...

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longtime_lurker
Valued Contributor

And I thought Discover/US Bank were conservative...

APPROVED for Cash + and Huntington Voice!

 

Cash +: 5,000 at 18.99% 

 

Huntington Voice: 1,750 at unknown (CSRs can't see APR, lol)

 

Huntington pulled EQ, US Bank pulled TU.

 

EQ score off letter was 751, so I'm sorta suprised at the 1,750...how is Huntington with auto-cli/second voice cards down the line? They must be super, super conservative.

 

Time to update the siggy Smiley Happy

 

Thanks everyone, especially axledobe for the HNB encouragement Smiley Tongue

 

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 1 of 13
12 REPLIES 12
b_diddy
Established Contributor

Re: And I thought Discover/US Bank were conservative...

Congrats on the approvals!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 2 of 13
B335is
Moderator Emeritus

Re: And I thought Discover/US Bank were conservative...

Congrats! HNB never gave me CLI on my year old card, i was recently approved for a second card.
Message 3 of 13
coldnmn
Mega Contributor

Re: And I thought Discover/US Bank were conservative...

Smiley Happy Congrats again! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 13
12njoy
Super Contributor

Re: And I thought Discover/US Bank were conservative...


@longtime_lurker wrote:

APPROVED for Cash + and Huntington Voice!

 

Cash +: 5,000 at 18.99% 

 

Huntington Voice: 1,750 at unknown (CSRs can't see APR, lol)

 

Huntington pulled EQ, US Bank pulled TU.

 

EQ score off letter was 751, so I'm sorta suprised at the 1,750...how is Huntington with auto-cli/second voice cards down the line? They must be super, super conservative.

 

Time to update the siggy Smiley Happy

 

Thanks everyone, especially axledobe for the HNB encouragement Smiley Tongue

 


According to HNB, they have no mechanism in place for credit line increases on the Voice cards.  They said they are working on this.  They've been working on this for months now.  I'm ready to close this $500 card they gave me.  It's of no value.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 5 of 13
Anonymous
Not applicable

Re: And I thought Discover/US Bank were conservative...

Congrats on your double hitter!
Message 6 of 13
One7
Valued Contributor

Re: And I thought Discover/US Bank were conservative...

Congratulations, very nice 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 7 of 13
longtime_lurker
Valued Contributor

Re: And I thought Discover/US Bank were conservative...


@12njoy wrote:

@longtime_lurker wrote:

APPROVED for Cash + and Huntington Voice!

 

Cash +: 5,000 at 18.99% 

 

Huntington Voice: 1,750 at unknown (CSRs can't see APR, lol)

 

Huntington pulled EQ, US Bank pulled TU.

 

EQ score off letter was 751, so I'm sorta suprised at the 1,750...how is Huntington with auto-cli/second voice cards down the line? They must be super, super conservative.

 

Time to update the siggy Smiley Happy

 

Thanks everyone, especially axledobe for the HNB encouragement Smiley Tongue

 


According to HNB, they have no mechanism in place for credit line increases on the Voice cards.  They said they are working on this.  They've been working on this for months now.  I'm ready to close this $500 card they gave me.  It's of no value.


Wait, what? "no mechanism" And you have an incredible amount of CL - giving you a $500 CL was truly a slap in the face...I just I might do what b335is did and get a 2nd card in the future. That's crazy

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 8 of 13
12njoy
Super Contributor

Re: And I thought Discover/US Bank were conservative...


@longtime_lurker wrote:

@12njoy wrote:

@longtime_lurker wrote:

APPROVED for Cash + and Huntington Voice!

 

Cash +: 5,000 at 18.99% 

 

Huntington Voice: 1,750 at unknown (CSRs can't see APR, lol)

 

Huntington pulled EQ, US Bank pulled TU.

 

EQ score off letter was 751, so I'm sorta suprised at the 1,750...how is Huntington with auto-cli/second voice cards down the line? They must be super, super conservative.

 

Time to update the siggy Smiley Happy

 

Thanks everyone, especially axledobe for the HNB encouragement Smiley Tongue

 


According to HNB, they have no mechanism in place for credit line increases on the Voice cards.  They said they are working on this.  They've been working on this for months now.  I'm ready to close this $500 card they gave me.  It's of no value.


Wait, what? "no mechanism" And you have an incredible amount of CL - giving you a $500 CL was truly a slap in the face...I just I might do what b335is did and get a 2nd card in the future. That's crazy


That's what they told me.  I called on several occassions.  I was originally glad that they gave me a card and didn't just deny me.  My hope at that time was to get a cli after 6 months, but that isn't possible at this moment.  I won't app for another of their cards because I'm sure I won't get it or it'll be another $500.  Won't waste an EQ HP on that again.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 9 of 13
12njoy
Super Contributor

Re: And I thought Discover/US Bank were conservative...


@longtime_lurker wrote:

@12njoy wrote:

@longtime_lurker wrote:

APPROVED for Cash + and Huntington Voice!

 

Cash +: 5,000 at 18.99% 

 

Huntington Voice: 1,750 at unknown (CSRs can't see APR, lol)

 

Huntington pulled EQ, US Bank pulled TU.

 

EQ score off letter was 751, so I'm sorta suprised at the 1,750...how is Huntington with auto-cli/second voice cards down the line? They must be super, super conservative.

 

Time to update the siggy Smiley Happy

 

Thanks everyone, especially axledobe for the HNB encouragement Smiley Tongue

 


According to HNB, they have no mechanism in place for credit line increases on the Voice cards.  They said they are working on this.  They've been working on this for months now.  I'm ready to close this $500 card they gave me.  It's of no value.


Wait, what? "no mechanism" And you have an incredible amount of CL - giving you a $500 CL was truly a slap in the face...I just I might do what b335is did and get a 2nd card in the future. That's crazy


And I just turned the other cheek Smiley LOLSmiley LOLSmiley LOL and that got me again with the "no mechanism" in place.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 10 of 13
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