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Another Citi CLI - now $9,600

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Valued Contributor

Another Citi CLI - now $9,600

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
8 REPLIES
Super Contributor

Re: Another Citi CLI - now $9,600

Ya gotta love Citibank!
Congrats! on the nice increase!
Smiley Happy
Valued Contributor

Re: Another Citi CLI - now $9,600


SnackTrader wrote:

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


Congrats om your CLI Smiley Happy WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Senior Contributor

Re: Another Citi CLI - now $9,600

Awesome bump, impressive credit lines w/ Citi!  Congrats on your new limit, enjoy it~!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Super Contributor

Re: Another Citi CLI - now $9,600

Thanks for the info. Great to know Citi has a new format for CLIs. Congrats on your increased CL.
Starting Score: 802
Current Score: 821
Goal Score: 850


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Mega Contributor

Re: Another Citi CLI - now $9,600

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Senior Contributor

Re: Another Citi CLI - now $9,600

congrats


Valued Contributor

Re: Another Citi CLI - now $9,600

Congrats on the increase!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Moderator

Re: Another Citi CLI - now $9,600


SnackTrader wrote:

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


Congrats Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

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