Reply
Highlighted
Valued Contributor
Posts: 1,607
Registered: ‎09-15-2012
0

Another Citi CLI - now $9,600

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Citi Forward (12/12) $14,600, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Thank You Premier (6/15) $6,800

Last App: June 27, 2015
Valued Contributor
Posts: 6,743
Registered: ‎01-04-2014
0

Re: Another Citi CLI - now $9,600

Ya gotta love Citibank!
Congrats! on the nice increase!
Smiley Happy

It's All In The Magic Of Your Own Destiny
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: Another Citi CLI - now $9,600


SnackTrader wrote:

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


Congrats om your CLI Smiley Happy WTG

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
0

Re: Another Citi CLI - now $9,600

Awesome bump, impressive credit lines w/ Citi!  Congrats on your new limit, enjoy it~!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Super Contributor
Posts: 7,370
Registered: ‎10-03-2008
0

Re: Another Citi CLI - now $9,600

Thanks for the info. Great to know Citi has a new format for CLIs. Congrats on your increased CL.

Starting Score: 798
Current Score: EX 825 TU 838 EQ 835 FICO 08
Goal Score: 850


Take the myFICO Fitness Challenge

Mega Contributor
Posts: 16,805
Registered: ‎08-08-2011
0

Re: Another Citi CLI - now $9,600

Congrats! Thanks for sharing.

US Bank Cash+ (VSig) $10k / US Bank Ace (VSig) $10K / Discover IT $10k
Sam's Mastercard $8.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.55k / Citi DC (WMC) $3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Senior Contributor
Posts: 10,082
Registered: ‎09-24-2013
0

Re: Another Citi CLI - now $9,600

congrats

.
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Another Citi CLI - now $9,600

Congrats on the increase!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Moderator
Posts: 21,953
Registered: ‎12-13-2013
0

Re: Another Citi CLI - now $9,600


SnackTrader wrote:

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


Congrats Smiley Happy


EX Fico 08 BC 07/15: 806 (+14); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 07/15: 754 (-5)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.