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Valued Contributor
Posts: 1,568
Registered: ‎09-15-2012
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Another Citi CLI - now $9,600

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
Posts: 4,563
Registered: ‎01-04-2014
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Re: Another Citi CLI - now $9,600

Ya gotta love Citibank!
Congrats! on the nice increase!
:smileyhappy:
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It's All In The Magic Of Your Own Destiny
Valued Contributor
Posts: 12,897
Registered: ‎08-13-2013
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Re: Another Citi CLI - now $9,600


SnackTrader wrote:

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


Congrats om your CLI :smileyhappy: WTG

Old user name newportguy*** Current Score: myFico EQ - 813 (01/14/2015) Discover TU Fico - 809 (01/04/2015) EX Fico - 805 ( 01/04/2015 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 813 *** TU 809 *** EX 805 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Senior Contributor
Posts: 4,652
Registered: ‎06-21-2012
0

Re: Another Citi CLI - now $9,600

Awesome bump, impressive credit lines w/ Citi!  Congrats on your new limit, enjoy it~!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Moderator
Posts: 6,349
Registered: ‎10-03-2008
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Re: Another Citi CLI - now $9,600

Thanks for the info. Great to know Citi has a new format for CLIs. Congrats on your increased CL.
Starting Score: 760
Current Score: EX 804 TU 812 EQ 813
Goal Score: 850

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Mega Contributor
Posts: 16,663
Registered: ‎08-08-2011
0

Re: Another Citi CLI - now $9,600

Congrats! Thanks for sharing.

Senior Contributor
Posts: 9,865
Registered: ‎09-24-2013
0

Re: Another Citi CLI - now $9,600

congrats


Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Another Citi CLI - now $9,600

Congrats on the increase!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Community Leader
Valued Contributor
Posts: 11,283
Registered: ‎12-13-2013
0

Re: Another Citi CLI - now $9,600


SnackTrader wrote:

Got my new Visa Signature Forward card with chip technology in the mail today so I thought I would push Citi to see how generous they really are. I bought some large appliances with the card a few weeks ago, so I have a balance of about $1,300 but the statement hasn't cut yet. I PIF every month, but charge about $300-600 Per month. The form said no credit report would be pulled, so I put in my income and rent and pressed submit. They came back with a $1,600 increase which brings my total credit line on that card to $9,600. 

 

For reference, my last CLI on this card was a little over 6 months ago and I got $1,500. That was back when you had to request an amount, so I only asked for $1,500 because I was afraid of HP. The new form makes things much easier, and I'm very happy with the results. I'll be back in 6 months or another CLI!


Congrats :smileyhappy:

EX Cred Ses 01/15: 765 ; EX Fico 04 V2 06/14: 775; EX Fico 08 BC 01/15: 839
EQ Beacon 5.0 12/14 757
TU Fico 8 01/15: 805

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