No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Congrats! They obviously love you
Wow! Congrats!
Do you have a thread on here about your recon story with them for the $500 Cash+?
I want in with US Bank but can imagine them denying me since I had $0 chargeoff with a secured card years ago. They lost nothing because I stopped paying on a $800 balance so they used the $1000 secured deposit to make it $0. Never hit my CRs but definitely had lates involved until the card magically disappeared about 3 years later from my reports.
Assuming they have a long memory, lol.
@Anonymous wrote:
Applied for my 5th USBank Credit Line
Instant Approval
$15k
Pulled TU
Score somewhere around 760
Tons of INQs tho not many in past year.
0-1% Utilization
Total with US Bank now:
Originally approved on recon for $500 Cash+
Then I opened up 2 Checking accounts and 4 Savings.
Since then......
Reserve Line of $5k (Instant)
Premier Line of $10k (Instant)
Cash 365 Amex (Not Instant-took 2 Days) $15k
Second Cash+ (Instant) $15k
Will be closing my $500 Card now. Lol.
They truly love Banking Relationships.
Very happy. Love my US Bank.
Ps. Had SageStream & ARS froze when I applied. I keep them froze 365/year unless I need a bank account and then I unfreeze. USB is wierd that way. You need them Unfroze to open a bank account but it is better to have them froze to open a lending product. Go figure.
Nice US Bank Spree DJ! Those approvals after the checking/savings accounts are crazy. You're right about them being Hard-Core-Relationship based
Congrats on a nice SL! I went in to USB today to close on a mortgage loan. I asked my banker since they just ran my credit a few weeks ago could i use that HP for a credit card. She said yes and I was instantly approved for $18k cash 365 AMEX. I couldnt believe it!! I have 5 accounts with USB and I love them to death. I moved all my other bank accounts to USB.