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Member
PaperOrPlastic
Posts: 14
Registered: ‎03-09-2013
0

(Another) Walmart CLI!

Just got off the phone with Walmart (listed backdoor number) and asked for an increase on my card from $1,200 (when I opened the card) to $3,000 even. I've had the card  since late '11 and never got an increase, though I never called. I've never missed a payment or been late or anything like that, though I've carried a balance sometimes.

 

Well, I didn't get approved for the full 3k but they did bump me up to 2k for a $800 increase! That works good enough for me! I'm super stoked about this since I pulled my (new) credit scores. I'll be apping for a auto loan here real soon and I think I'll hit an app spree after, before disappearing into my garden.

Scores:

3/9/13 FICO:
EQ - 743
TU - 763
EX(CreditInform FAKO) - 768
Moderator
09Lexie
Posts: 26,630
Registered: ‎09-13-2012
0

Re: (Another) Walmart CLI!

Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: (Another) Walmart CLI!

Walmart CLI is so a YMMY thing.

 

I seen people with lower scores than yours that only had the card for a year get much bigger increases than you did. Some even get a big increase on the day they get the card!


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Member
PaperOrPlastic
Posts: 14
Registered: ‎03-09-2013
0

Re: (Another) Walmart CLI!


eviLution wrote:

Walmart CLI is so a YMMY thing.

 

I seen people with lower scores than yours that only had the card for a year get much bigger increases than you did. Some even get a big increase on the day they get the card!


Thanks for the advice! I'd imagine it's something of a YMMV on almost everything. :smileywink:

 

I couldn't be happier with my increase and as I don't shop at Walmart all that often I don't think I need a very large limit.

Scores:

3/9/13 FICO:
EQ - 743
TU - 763
EX(CreditInform FAKO) - 768
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012
0

Re: (Another) Walmart CLI!

Congrats! Any increase is good. Best part is thats its a sp.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: (Another) Walmart CLI!


PaperOrPlastic wrote:

Just got off the phone with Walmart (listed backdoor number) and asked for an increase on my card from $1,200 (when I opened the card) to $3,000 even. I've had the card  since late '11 and never got an increase, though I never called. I've never missed a payment or been late or anything like that, though I've carried a balance sometimes.

 

Well, I didn't get approved for the full 3k but they did bump me up to 2k for a $800 increase! That works good enough for me! I'm super stoked about this since I pulled my (new) credit scores. I'll be apping for a auto loan here real soon and I think I'll hit an app spree after, before disappearing into my garden.


CONGRATS!!!

 

You might see the WM Discover upgrade offer soon!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: (Another) Walmart CLI!

Yeah, it's good to get the increases to help with utilization though.


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Frequent Contributor
mtrsprt
Posts: 335
Registered: ‎07-27-2011
0

Re: (Another) Walmart CLI!

I have had my Walmart store card for 8 months.  Started at a $400.00 CL.  In November, I hit the CLI button, and it bumped to $550.00.  Charged a $480.00 laptop on it, and paid it off by Feb 15th.  Last week, I logged on to just check my account, and behold there was now a $1400.00 CL showing... An CLI of $850.00 automatically.  FTW.


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 748 EQ, 766 EX on 11/13/2014
Goal Score: 720-740 Across the board


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Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: (Another) Walmart CLI!

Congrats on the increase! I got my walmart card in November, so I will be looking for an increase next month sometime. Hope to get some auto-CLI, otherwise I will call. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

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