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Just got off the phone with Walmart (listed backdoor number) and asked for an increase on my card from $1,200 (when I opened the card) to $3,000 even. I've had the card since late '11 and never got an increase, though I never called. I've never missed a payment or been late or anything like that, though I've carried a balance sometimes.
Well, I didn't get approved for the full 3k but they did bump me up to 2k for a $800 increase! That works good enough for me! I'm super stoked about this since I pulled my (new) credit scores. I'll be apping for a auto loan here real soon and I think I'll hit an app spree after, before disappearing into my garden.
Walmart CLI is so a YMMY thing.
I seen people with lower scores than yours that only had the card for a year get much bigger increases than you did. Some even get a big increase on the day they get the card!
@eviLution wrote:Walmart CLI is so a YMMY thing.
I seen people with lower scores than yours that only had the card for a year get much bigger increases than you did. Some even get a big increase on the day they get the card!
Thanks for the advice! I'd imagine it's something of a YMMV on almost everything.
I couldn't be happier with my increase and as I don't shop at Walmart all that often I don't think I need a very large limit.
@PaperOrPlastic wrote:Just got off the phone with Walmart (listed backdoor number) and asked for an increase on my card from $1,200 (when I opened the card) to $3,000 even. I've had the card since late '11 and never got an increase, though I never called. I've never missed a payment or been late or anything like that, though I've carried a balance sometimes.
Well, I didn't get approved for the full 3k but they did bump me up to 2k for a $800 increase! That works good enough for me! I'm super stoked about this since I pulled my (new) credit scores. I'll be apping for a auto loan here real soon and I think I'll hit an app spree after, before disappearing into my garden.
CONGRATS!!!
You might see the WM Discover upgrade offer soon!!!
Yeah, it's good to get the increases to help with utilization though.
I have had my Walmart store card for 8 months. Started at a $400.00 CL. In November, I hit the CLI button, and it bumped to $550.00. Charged a $480.00 laptop on it, and paid it off by Feb 15th. Last week, I logged on to just check my account, and behold there was now a $1400.00 CL showing... An CLI of $850.00 automatically. FTW.