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Valued Contributor
Posts: 1,342
Registered: ‎09-11-2012
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Another Walmart Store card to Walmart Discover card question. -sorry-

I have my walmart credit card since sept '11 with starting credit of $600. I have been getting auto CL increase to 1000, 1600, and now, $2900.

 

My balance is $300.

 

My question is why am I not getting upgrade to discover yet?

 

Thanks.

 

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I heard the minimum was 1 year.

 

Your just at the year mark now. And its also based on your overall credit score. You could call and ask for a PC



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Valued Contributor
Posts: 1,342
Registered: ‎09-11-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

At the Walmart Credit card site, my FICO is 699.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I'd say bc it hasn't been long enough. I got GE upgrades exacty two years after having accounts always paid on time, though not always in full. Be sure to have your acct balance at 0 the 24th month you have it open. Got both of my upgrades that way....your current scores matter too, mine were 670'ish when I was upgraded. Also, pay more than the min pmt.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 752
Registered: ‎06-06-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Are both cards issued by GE?

 

 

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Yes, they are.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 842
Registered: ‎02-17-2011
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Mine just auto cli to 2200 and have had it 2.2 years! Can I call to PC?
Amex Delta Gold 1.5K Amex HH 2k Amex PRG NPSL, AMEX BCE 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 16.5K Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7K Gap Visa $8.5K; Walmart MasterCard 7.5K Sam's Club MC 9.5K Venture $15K Venture One 10K Quicksilver Visa Siggy 5K, Citi Shell MC 2k, Total Rewards Visa 4.2K Fuel Rewards MC 3K CITI AA Gold WEMC 8.4K Paypal Extras MC 8K, Citi Diamond WEMC 3.5K, Cit DC WEMC 3k, Citi Hilton Visa Siggy 8k.
Regular Contributor
Posts: 237
Registered: ‎07-13-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

How often does Walmart auto CLI? And is it better to let it do that or call every 4-5 months? 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Valued Contributor
Posts: 1,342
Registered: ‎09-11-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

[ Edited ]

Seems like every 3 months for me: 600, 800, 1600, 2900.

 

No luck on the Discover upgrade yet.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
Posts: 237
Registered: ‎07-13-2012
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Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I recently tried to get them to bump up my limit after just receiveing my card. I was denied. The letter said it was because of my lack of history with the current credit line of $600.00. Now it's time to let it grow on it's own.  Maybe it will be in the $1500. - $2000. range by this time next year.

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.

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