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Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Another Walmart Store card to Walmart Discover card question. -sorry-

I have my walmart credit card since sept '11 with starting credit of $600. I have been getting auto CL increase to 1000, 1600, and now, $2900.

 

My balance is $300.

 

My question is why am I not getting upgrade to discover yet?

 

Thanks.

 

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I heard the minimum was 1 year.

 

Your just at the year mark now. And its also based on your overall credit score. You could call and ask for a PC



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

At the Walmart Credit card site, my FICO is 699.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I'd say bc it hasn't been long enough. I got GE upgrades exacty two years after having accounts always paid on time, though not always in full. Be sure to have your acct balance at 0 the 24th month you have it open. Got both of my upgrades that way....your current scores matter too, mine were 670'ish when I was upgraded. Also, pay more than the min pmt.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 666
Registered: ‎06-06-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Are both cards issued by GE?

 

 

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Yes, they are.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 558
Registered: ‎02-17-2011
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Mine just auto cli to 2200 and have had it 2.2 years! Can I call to PC?
Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Regular Contributor
Posts: 237
Registered: ‎07-13-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

How often does Walmart auto CLI? And is it better to let it do that or call every 4-5 months? 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

[ Edited ]

Seems like every 3 months for me: 600, 800, 1600, 2900.

 

No luck on the Discover upgrade yet.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
Posts: 237
Registered: ‎07-13-2012
0

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I recently tried to get them to bump up my limit after just receiveing my card. I was denied. The letter said it was because of my lack of history with the current credit line of $600.00. Now it's time to let it grow on it's own.  Maybe it will be in the $1500. - $2000. range by this time next year.

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.

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