09-11-2012 01:02 PM
I have my walmart credit card since sept '11 with starting credit of $600. I have been getting auto CL increase to 1000, 1600, and now, $2900.
My balance is $300.
My question is why am I not getting upgrade to discover yet?
09-11-2012 01:06 PM
I heard the minimum was 1 year.
Your just at the year mark now. And its also based on your overall credit score. You could call and ask for a PC
09-11-2012 01:10 PM
At the Walmart Credit card site, my FICO is 699.
09-11-2012 01:16 PM
09-11-2012 03:17 PM
09-11-2012 03:48 PM
09-11-2012 04:29 PM
How often does Walmart auto CLI? And is it better to let it do that or call every 4-5 months?
09-11-2012 06:12 PM - edited 09-11-2012 06:13 PM
Seems like every 3 months for me: 600, 800, 1600, 2900.
No luck on the Discover upgrade yet.
09-11-2012 06:23 PM
I recently tried to get them to bump up my limit after just receiveing my card. I was denied. The letter said it was because of my lack of history with the current credit line of $600.00. Now it's time to let it grow on it's own. Maybe it will be in the $1500. - $2000. range by this time next year.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.