No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Is the upgrade an offer that you can decline - or do they automaticcally roll your Walmart card over to a Discover after a certain point?
@AF_23 wrote:
@creditnocash wrote:
@armbenderc wrote:At the Walmart Credit card site, my FICO is 699.
well my walmart fico was 738 when i got the card.
and was only approved for the store version.
from what ive read some people see upgrades in a year some havent in 3
ymmv but i wish the best for you.
and btw ive been getting discover pre approvals up the ying yang lateley.
Really ? I had a store card but closed it a while back. I applied again recently because i wanted a Discover option and i got it with 680ish TU at the time. I had the store card for a year and got no upgrade though
yeah my problem was at the time of app i had only one brand new non store revolver.
thats what i think factored in.
They gave me a 800 starting cl which from what i read on other posts is high so maybe i was just borderline for the discover? maybe if they gave me 1k lol.
my new cards didnt hit my report yet but they inq's did.
tu had 4 3 less then a year.
about 40% util (which i know hurt me alot)
aaoa at the time was about 1yr 2 months.
since then though ive gotten a chase freedom, amex zync, and a 2k limit mastercard.
and 4 pre approvals for discover more. (august till now)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Still no upgrade.
2.9k CL (250ish balance) will be PIF
October Wal-mart TU 708.
I tried to call for CLI's in the past and it didn't help. But today both DH and I got letters saying I went from 700 to 1000, and he went to 1700, His score is 670 and mine is 713. Whatever.
I was just wondering...
Has anyone ever tried to call a backdoor/xec office numbers to GE to get their Wal-Mart store card upgraded to Wal-Mart Discover?
@armbenderc wrote:I was just wondering...
Has anyone ever tried to call a backdoor/xec office numbers to GE to get their Wal-Mart store card upgraded to Wal-Mart Discover?
yes i tried in may and was told no i would have to apply for a walmart discover i declined, then in sept. i recieved a letter congratulating me on my upgrade to walmart discover and i have had the walmart card since oct 2009 yes 3 long years.
walmart dont give you monthly statements if you dont use your card????
@jsickz32 wrote:walmart dont give you monthly statements if you dont use your card????
if there is 0 balance it wont generate a statement.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
@toppers555 wrote:
Yep no balence no statement and I have a feeling this is why I can not get an cli . after having card for a year next month. when my Paypal got a 1500 cli. My statement will close on 26th with a balance for first time and I will try auto cli again.
call the backdoor number and speak to a live rep.
ive only had my card since july (apped july 28th) only used the card for 2 purchases and pif. totalling about 185 dollars.
was denied by auto cli. dont even know why i even tried.
called the backdoor number and spoke to a live person...
went from 800 to 3k soft pull and no statements have ever been generated.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |