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Another round of successful Synchrony CLIs!

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masscredit
Valued Contributor

Another round of successful Synchrony CLIs!

The curse that I had with GE Cap/Synchrony is definately broken! I couldn't get a CLI on my Walmart and JCP cards for the longest time. That started to change at the end of last year with a little auto-luv. Then I tried the Luv Button in March. Received a small increase then tried their chat feature for the first time a week later and received a little more luv.  Today I received the big increases. Took the advice of the forum and requested more than I was looking for. Started with JCP. That limit was at $2500.00. I requested $7500.00 and received a counter offer of $6000.00. That worked great because my goal for that card was $5K. I guess I'll bump the goal up a little Smiley Happy  

 

Next up was my Walmart card. Jumped over to their site to chat there. That card had a credit limit of $3K. The rep that I spoke with suggested that I use the CLI button on their site first so I did that and received a $300.00 increase. Went back and told her what happened and that I'd like to get up to $7500.00. She suggested that I can try again online so I did. Received this message - We apologize for the inconvenience, but we cannot process a credit limit increase online for this account. I passed that info along and asked what she can do. She came back with a credit line of $6000.00  My goal for this card was also $5K so I'm more than happy with this one too.

 

I've read that others have had issues getting a CLI from GE Cap (now Synchrony). My advice is to not give up. There is probably something on your reports that is holding you back. I know that I had some baddies. They eventualy fell off and these cards started to grow quickly after that. 

 

 

 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 1 of 13
12 REPLIES 12
MissMoni223
Senior Contributor

Re: Another round of successful Synchrony CLIs!

GREAT job!!! The chat feature works great for CLI's vs the luv button & calling in. Smiley Wink

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 2 of 13
Anonymous
Not applicable

Re: Another round of successful Synchrony CLIs!

Congrats! Those are very nice increases!

Message 3 of 13
Anonymous
Not applicable

Re: Another round of successful Synchrony CLIs!

Huge congrats👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼

Message 4 of 13
Anonymous
Not applicable

Re: Another round of successful Synchrony CLIs!

Congrats!

Message 5 of 13
Anonymous
Not applicable

Re: Another round of successful Synchrony CLIs!

Nice increases!
Message 6 of 13
Anonymous
Not applicable

Re: Another round of successful Synchrony CLIs!

I tried the chat with. Wal Mart this morning and the rep told me there was no way to do a credit increase with out a HP. So, was yours a HP or a SP?
Message 7 of 13
masscredit
Valued Contributor

Re: Another round of successful Synchrony CLIs!

I didn't ask but they have always been soft. I would have declined a HP. 

 

Something to note, the Walmart rep suggested that I use the Luv Button this time and the last time I chatted. JCP rep didn't either time. Wondering if others have had that suggestion. There was a big difference between what the button gave me and what the rep was able to do. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 8 of 13
Anonymous
Not applicable

Re: Another round of successful Synchrony CLIs!

It's SP.  Got an increase on my Lowe's today.  Tried Amazon, but not today.  Will try again middle of next month.  Congrats on your increases.

Message 9 of 13
masscredit
Valued Contributor

Re: Another round of successful Synchrony CLIs!

Thanks!   I'm going to keep asking every 3 months and continue to follow the "aim high" advice. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 10 of 13
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