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The curse that I had with GE Cap/Synchrony is definately broken! I couldn't get a CLI on my Walmart and JCP cards for the longest time. That started to change at the end of last year with a little auto-luv. Then I tried the Luv Button in March. Received a small increase then tried their chat feature for the first time a week later and received a little more luv. Today I received the big increases. Took the advice of the forum and requested more than I was looking for. Started with JCP. That limit was at $2500.00. I requested $7500.00 and received a counter offer of $6000.00. That worked great because my goal for that card was $5K. I guess I'll bump the goal up a little
Next up was my Walmart card. Jumped over to their site to chat there. That card had a credit limit of $3K. The rep that I spoke with suggested that I use the CLI button on their site first so I did that and received a $300.00 increase. Went back and told her what happened and that I'd like to get up to $7500.00. She suggested that I can try again online so I did. Received this message - We apologize for the inconvenience, but we cannot process a credit limit increase online for this account. I passed that info along and asked what she can do. She came back with a credit line of $6000.00 My goal for this card was also $5K so I'm more than happy with this one too.
I've read that others have had issues getting a CLI from GE Cap (now Synchrony). My advice is to not give up. There is probably something on your reports that is holding you back. I know that I had some baddies. They eventualy fell off and these cards started to grow quickly after that.
GREAT job!!! The chat feature works great for CLI's vs the luv button & calling in.
Congrats! Those are very nice increases!
Huge congrats👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼
Congrats!
I didn't ask but they have always been soft. I would have declined a HP.
Something to note, the Walmart rep suggested that I use the Luv Button this time and the last time I chatted. JCP rep didn't either time. Wondering if others have had that suggestion. There was a big difference between what the button gave me and what the rep was able to do.
It's SP. Got an increase on my Lowe's today. Tried Amazon, but not today. Will try again middle of next month. Congrats on your increases.
Thanks! I'm going to keep asking every 3 months and continue to follow the "aim high" advice.