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Anyone get approved for the IHG Rewards Club card?

tag
Anonymous
Not applicable

Anyone get approved for the IHG Rewards Club card?

Let us know if you got approved or declined and what your scores and status was? I am thinking of applying but not sure! Need some help everyone

Message 1 of 18
17 REPLIES 17
chalupaman
Super Contributor

Re: Anyone get approved for the IHG Rewards Club card?


@Anonymous wrote:

Let us know if you got approved or declined and what your scores and status was? I am thinking of applying but not sure! Need some help everyone


I've seen a few people around here who got approved. I'll find some threads for you to look at.

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-IHG-Rewards-Visa/td-p/2577727

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-ihg-rewards/td-p/3871404

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-Chase-IHG-Rewards-CC/td-p/2942138

 

Go to Credit Pulls and look at stats there too.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 18
Anonymous
Not applicable

Re: Anyone get approved for the IHG Rewards Club card?

Thank you! now the question is do I apply for that now, or do I apply for a new Venture next week to get the 40k points for flying.

Message 3 of 18
chalupaman
Super Contributor

Re: Anyone get approved for the IHG Rewards Club card?


@Anonymous wrote:

Thank you! now the question is do I apply for that now, or do I apply for a new Venture next week to get the 40k points for flying.


Neither card is going anywhere, but keep in mind CapOne will pull all three reports. I'd do IHG first.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 4 of 18
Anonymous
Not applicable

Re: Anyone get approved for the IHG Rewards Club card?

Yup, sadly I know about CAPONE. Right now there are only 2 inq on my report for each EQ and TR, and 3 on EX. Trying to keep it low but I am still not sure how many will really hurt me. I am still rebuilding.

Message 5 of 18
Anonymous
Not applicable

Re: Anyone get approved for the IHG Rewards Club card?

Congratulations! Your application for the IHG Rewards Club Select Credit Card has been approved.

You'll receive your new card and Cardmember Agreement in 7-10 business days. When your card arrives, please confirm you received it by logging on to Chase.com or calling the toll-free number provided.

    • Your new account has a credit line of $5,000.
      If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card.

 

  • Your Purchase Annual Percentage Rate (APR) is 15.99% variable.
    For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card.
Message 6 of 18
Anonymous
Not applicable

Re: Anyone get approved for the IHG Rewards Club card?

congrats - wow

Message 7 of 18
Anonymous
Not applicable

Re: Anyone get approved for the IHG Rewards Club card?

Sweet!! Congrats..

Message 8 of 18
MarineVietVet
Moderator Emeritus

Re: Anyone get approved for the IHG Rewards Club card?


@Anonymous wrote:

Congratulations! Your application for the IHG Rewards Club Select Credit Card has been approved.

You'll receive your new card and Cardmember Agreement in 7-10 business days. When your card arrives, please confirm you received it by logging on to Chase.com or calling the toll-free number provided.

    • Your new account has a credit line of $5,000.
      If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card.

 

  • Your Purchase Annual Percentage Rate (APR) is 15.99% variable.
    For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card.

Hi there.

 

I removed your duplicate thread about this. No reason to have two discussions going at once.

Message 9 of 18
chalupaman
Super Contributor

Re: Anyone get approved for the IHG Rewards Club card?


@Anonymous wrote:

Congratulations! Your application for the IHG Rewards Club Select Credit Card has been approved.

You'll receive your new card and Cardmember Agreement in 7-10 business days. When your card arrives, please confirm you received it by logging on to Chase.com or calling the toll-free number provided.

    • Your new account has a credit line of $5,000.
      If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card.

 

  • Your Purchase Annual Percentage Rate (APR) is 15.99% variable.
    For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card.

Congrats! I'm glad it worked out.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 18
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