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App Spree Approvals: Thin File

tag
Anonymous
Not applicable

App Spree Approvals: Thin File

I thought I'd report the results of my app apree and provide some datapoints. I have a thin file. A Discover card that just reached 1 year, 1,500 CL. AU on my fiance's BOA card with a $ 2,500 CL. My Experian credit score is a 787, My Transunion is a 772. I applied for the BCE and was instantly approved with a $2,000 limit. I also applied for the Quicksilver Visa and was approved with a 10,000 SL! I initally did not think I would have even been approved for this card because of my thin file. I initally recieved the 7-10 day message when I applied and no way did I think I would have recieved a 10,000 SL had I been approved. I had to ask the CSR to repeat what she said because I though I has misheard. I'm estatic! I thought AMEX would have been the one to give me the awesome limit based on what I read about how generous of a lender they are. 

 

I'd like to ask for 3x the CLI with Amex, once I get the card so that it will be closer the the limit I have with Capital One. I just need Discover to show me some luv. I asked for a crdit limit increase juat recently after it being 3 months. It was denied for inssuffucant hsitory at current credit limit. Smiley Mad

Message 1 of 4
3 REPLIES 3
gdale6
Moderator Emeritus

Re: App Spree Approvals: Thin File

Nice run, enjoy Smiley Happy

Message 2 of 4
defenses
Established Member

Re: App Spree Approvals: Thin File

Nice spree! My CapOne card also gave me a $10k starting limit. I was shocked as well! I know a lot of people have had luck with Discover CLI but I haven't. Discover doesn't seem to really like me that much. They have been giving me a small auto CLI every six months so hopefully they will give you one soon.

Message 3 of 4
Anonymous
Not applicable

Re: App Spree Approvals: Thin File

Congratulations on your approvals! Don't worry, Discover will eventually show luv to ya. Smiley Wink
Message 4 of 4
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