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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Nice spree :smileyhappy: Congrats on the approvals!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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Posts: 638
Registered: ‎09-18-2011
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Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's


LilNYC wrote:

 

tennisfan78 wrote:
When Discover approved you, did they send your EQ score by mail?

Yes, just got the letter from Discover in the mail today, exactly 1 week after my approval- 694 Fico (EQ) but it doesn't list the items that impacted my score the way Amex letters do. Funny, you're asking b/c I just read your post on the Discover thread & was going to ask you what score they gave you on your approval. BTW, congrats on your Discover approval! Happy you pulled the trigger & it turned out well for you. Your CL is even better than mine! 

Btw- Discover won't tell you your score over the phone, I trIed. They told which report they pulled but that's it.


 


Thanks!!! I was not going to apply for it, but your post in the other thread made me think a bit more, and then I decided to go for it last night.  It didnt show me my score online, so I will have to wait for it in mail. My EQ was at 702 a month ago, but since then I had 2 inquiries (one for the auto loan approval and the second one for possibly discover), so it may take a hit. But, oh well, I am not planing to apply for anything anytime soon. Time to garden for sometime. 

 

Are you planning to PC to Discover IT or just wait? 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Valued Member
Posts: 38
Registered: ‎09-12-2012
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Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Congrats!  Those are some good cards with good limits.

Citi Forward $6K l Citi Dividend World Mastercard $7K l Discover More $12K l Chase Freedom $4K l Amex Hilton HHonors $5.3K l NFCU GoRewards Visa 12.5K l Barclay US Airways World Mastercard $8K
Regular Contributor
Posts: 197
Registered: ‎07-26-2012
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Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Congrats :smileyhappy:

 

What was your FICO score at the time of applying for these cards?

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
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Posts: 7,225
Registered: ‎09-16-2011
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Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Amazing app spree!  Congrats on your success and on the success of your having the patience to wait until your report was ready for the app :smileyhappy:

 

Way to go!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Posts: 184
Registered: ‎07-08-2012
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Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

@Cowboy- My most recent known credit scores are in my siggy. I have to wait for letters from Amex & Barclay's to find out what my EX & TU scores were at the time of my apps. Amex & Chase pulled EX. Discover pulled EQ- 794 (as per Discover, not understanding the stingy CL w/ that score but whatever) Barclay's pulled TU. My credit profile at the time of my apps.: 1 baddy on TU (other 2 are spotless)- paid tax lien of $350 from over 3.5 yrs ago. 2 inquiries on EQ & TU, 3 on EX Overall util around 23% 3 cards with util at 43-45% each Oldest acct 10.9 yrs (backdated Amex) Newest acct - 1 month (2 accts) 5 new accts within the past 8 months Perfect payment history No loans/mortgages/car leases A few really old AU accts Hope that helps.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
New Contributor
Posts: 184
Registered: ‎07-08-2012
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Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Thanks, Webhopper. Waiting for my reports to update before apping was the hardest part.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
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