App Spree Chase & Barclay

boogiesaveslives · ‎12-08-2014

Been gardening for a few years and pulled the trigger today. Here's the info:

Chase Freedom - Denied after pre-approval and 4 recons. I think I may have not clicked the link directly from the pre-app page because the recon analyst said the pre-approval wasn't on the app. Really bummed about that one.

Barclay Rewards - approved for $1300

Barclay Apple Rewards - approved for $3000

Haven't reconned Barclay yet, not sure what they'll do about opening 2 accounts in one day, but it's worth a try!

Baddies:

1 30-day late in July 2014

2 30-day lates in Nov 2013

2 collections from 2009 in dispute

Scores below are accurate.

Starting: TU 616 (VS) EQ 598 (FICO) EX 619 (FAKO)
Current: TU 660(FICO) EQ 702 (FICO) EX 716 (FICO)

Anonymous · ‎12-08-2014

Congratulations!

alextercero · ‎12-08-2014

Congrats

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

uswala · ‎12-08-2014

Congrats!

Anonymous · ‎12-08-2014

Congrats on your approvals! Chase can be a tough nut to crack; they have their own internal scoring system.

MT936 · ‎12-08-2014

Congrats!!

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Anonymous · ‎12-08-2014

Congratulations!

Anonymous · ‎12-08-2014

FlawlessShineAutoSpa · ‎12-08-2014

Congratulations on your approvals for your Barclays CC's! Continue Success in The World of Credit Cards!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500

coldnmn · ‎12-09-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17