App Spree Results and still going!!

[uroosa1]

okay so here is my financial background:

Wellsfargo sec- 0/300 - 1yr 8mo

chase freedom- 4/3000-  10mo

Barclays Rwrds- 0/750 - 10mo

Discover more-4000/4500 - 10mo

Kohls AU       100/1500   = 6yrs

Auto Loan    -7k/8k          - 4mo

4 Student loans -def- 2 years 

utilz-41% execpt on EX 71%(see below)

income- 68k

no negatives on reports

EQ-691 inq-3   TU- 687 inq-4  EX-660 inq-6 (chase is still reporting a 3k balance on EX and wont update while EQ, TU have updated)?????

APP SPREE RESULTS:

Barclays NFL- INSTANT APPROVED -TU $4000 CL

WALMART DISCOVER - DENIED -  TU  

Barclays Arrival - DENIED - TU

Paypal MC extras     - APPROVED    TU - $250cl (not even 500?)

Lowes Store card -    APPROVED    - TU - $6000 cl  (intiail 1000 then recon to 4k then 6k in 2 min )

Alliant CU             - DENIED -          EQ -  Possible denial because of $30 chexstem mix up im fixing

Who else can I apply for that is EQ and TU and how can i get EX to update the balance

its been more then a week since statement cut. 

[thecentury303]

I have found that the easiest way to get Free Experian score and report is through CreditOne prequalified link.

Basically, go to http://www.creditonebank.com -> Go to "Get Pre-qualified" -> Enter your information -> Get denied (and credit score) -> Use the denial letter to get a free credit report under the FCRA.

I have summarized other ways (including other buereus) here: http://bit.ly/1chO4Sh

[BearsAndTurtlesRtheBest]

Nice app spree! and dont worry on the paypal mc those $250 is a temporary CL,  Discover it?

[uroosa1]

I already Have a discover more 

and plus my discover is the 

almost maxed out, can i still apply? who do they pull.

I just applied for the Duck Card. What are my chances there?

Also can i call experian and have them update it because i know

chase has already send new statement balance a week ago.

[mongstradamus]

---

@uroosa1 wrote:

I already Have a discover more 

and plus my discover is the 

almost maxed out, can i still apply? who do they pull.

I just applied for the Duck Card. What are my chances there?

Also can i call experian and have them update it because i know

chase has already send new statement balance a week ago.

---

would they allow you to pc more to IT ?

[BearsAndTurtlesRtheBest]

Yes PC MORE to IT.

[uroosa1]

why is it so important to PC to it.

its not it comes with a CLI also

who does discover pull for increase/

[BearsAndTurtlesRtheBest]

Here in So Cal they pull EQ.

[myjourney]

Congarts 

The Discover it is a better card than the More and it's as easy as a PC in your case .......No HP required 

[uroosa1]

UPDATE:

Did a CLI on chase freedom. requested 10k they denied.

I called backdoor number right after for recon. and got approved for 5k!!

so i got 2k increase. 

They hard pulled EQ