App Spree Super Success!!!

nvrgvupnvrsrndr · ‎03-12-2014

@myjourney wrote:
@nvrgvupnvrsrndr wrote:
@myjourney wrote:
Congrats on the spree
Thanks. I owe alot of credit to you and Lexie09 for your guidance and encouragement last year when I was getting started. You guys were/are great!
Thanks
Just passing forward from what everyone passed to me
You have done well Bravo

Once again...I appreciate it. I don't always have time to log on here and pass on what I've learned which has been considerable. I have however passed on knowledge to more friends, family and co-workers than I can count on both hands and feet. It's a good feeling to hear back from them that what I suggested worked and see the smiles on their faces. Feels good helping.

Country_Feller · ‎03-12-2014

Way to go, Congratulations!!!

myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.

nvrgvupnvrsrndr · ‎03-12-2014

@Country_Feller wrote:
Way to go, Congratulations!!!

Thanks and welcome to the community!

BarryNTexas · ‎03-12-2014

Great spree and good to know you have come a long way in one year. I am on the same journey and hope to have the portfolio you have. Did you start with any negatives that needed dealt with? I have several that will likely take that whole year. We'll see. -Barry

gdale6 · ‎03-12-2014

@nvrgvupnvrsrndr wrote:
Well I'm done with my app spree. App'd for 5...approved for 5. Here's the breakdown:

Amex BCE $2k (disappointed with initial CL but know it will be $6k in 61 days - $50 back after $500 spend - 15 month 0% APR)
Citi Dividend $4.5k Visa Platinum ($100 back after $500 spend - 12 month 0% APR)
US Bank Cash + perks Visa Signature $5k ($100 back after $500 spend - 12 month 0% APR)
Marriott Premier Rewards Visa Signature $5k (70k bonus after $1k spend and cool metal card + 1 free night stay annually cat. 1-5 hotel)
Cap 1 General Motors World Elite MasterCard$5k (12 month 0% APR and the prestige of having a World Elite MC - added benefit of no annual fee when most every other offering for a World Elite MC has an annual fee starting at around $400)

Anyway, I can now close two of my Cap 1's with low CL's and will probably close Discover it with low CL. Last year at this time I had 1 store card and 3 CC's (2 Cap 1's and 1 CreditOne) with combined credit lines of $2,200. With my new acquisitions I will have a nice stable of cards including 1 AMEX PRG charge, 6 Visa Signatures, 3 Visa Platinum's, 1 MC Platinum and now 1 World Elite MCwith combined CL's of over $100k after I close the Cap 1's and Discover it. Off to the garden for at least a year!!!