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App Spree

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dsw283
New Contributor

App Spree

So I went a little over board but I somewhat felt it was as I had one secured card. I went on an app spree and got approved for the following:

Victoria's secret $500
Wells fargo student $1200
Target red card $300
Walmart $500
Cap 1 quicksilver $500
Amex blue cash everday $?

Declined:
Barclays
Discover it student
Citi preferred
Bank of America student

And chase freedom is further review. I plan on joining the gardening Club this month as I've ran out of cards I feel I should apply for. Are any of these cards I got declined for easy to get back door approvals? I already tried with barclays but they turned me down.
Message 1 of 14
13 REPLIES 13
Beane
Regular Contributor

Re: App Spree

I'm not sure what order you applied for them in, but I'm guessing since you went from one card to seven in a short period of time sent up red flags to the cards that denied you. 


FICO EQ: 733 TU: 727 CS FAKO EX: 737                                                                                               In the garden since 5/9/13
Message 2 of 14
dsw283
New Contributor

Re: App Spree

Victorias secret, walmart, target, cap1 qs, wells fargo, discover it, boa, chase, citi, amex bce.

Message 3 of 14
Themanwhocan
Senior Contributor

Re: App Spree

American Express new card application status check:

 

https://www262.americanexpress.com/eaol/welcome.do

 





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 4 of 14
Beane
Regular Contributor

Re: App Spree

Since you were denied for most of the last cards you applied for I'd guess it has to do with too many inquires in a short period of time.  Amex pulls experian which isn't pulled by as many creditors in my experience, as only Chase (who pulls all 3 most times) and Amex pulled experian for me and I have a Barclay, Discover, Amex, Chase, and BoA cards.


FICO EQ: 733 TU: 727 CS FAKO EX: 737                                                                                               In the garden since 5/9/13
Message 5 of 14
coldnmn
Mega Contributor

Re: App Spree

Congrats! Hopefully you garden for a very long time to let your cards age.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 14
dsw283
New Contributor

Re: App Spree

I've been approved for the bce just not sure on amount. 

Message 7 of 14
myjourney
Super Contributor

Re: App Spree


@dsw283 wrote:

I've been approved for the bce just not sure on amount. 


Congrats again time to garden now for sure 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 14
ForMyBiz
Frequent Contributor

Re: App Spree

I'd definitely call the backdoor number for Chase and Barclay.  Both are decent on recon.  Just have explainations for any baddies you may have.  GL!

Message 9 of 14
mnavas
Frequent Contributor

Re: App Spree

Congrats!!!! and Good Luck with Chase and Barclays (if you plan to do recons)

Message 10 of 14
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