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Established Member
Posts: 17
Registered: ‎03-05-2013
0

App Success!

I went on an App spree and got quite a few approvals!  I hadn't applied for anything because last time i did (almost 2 years ag- yes the inquiries will fall off soon!!!!) i was denied for almost except an Orchard Bank ($500), Old Navy CC ($2200), and OSP retail card ($250).  Almost 2 weeks ago I was approved for a credit card from my local credit union ($3500) and an Avenue card (shopping cart trick $500).  I also got a cli from OSP ($450).  I also requested a cli from Old Navy, but they declined that request.  Today the itch got me and I was approved for Target Visa ($500), Walmart (300), Amazon Visa ($1000), JCP (whopping $100), and Discover IT (appears to be $900).  I got the 7-10 day response from Chase Slate and Paypal MC.  i might try to recon the Chase.  Also, I am going to wait to see what terms Orchard turns into when I get the new Cap1 card because they have never granted me a CLI and I'm all set with paying an AF now that I will have some prime cards in my possession.  My utilization is now 2% since I paid off my Old Navy card.  I plan to sd quite a few of these cards espeicially Old Navy because the interest rate is insane!  My AAOA is going to take a huge hit, but I think it will be worth it in the long run.  I also hope to save enough to purchase my first home in 6 - 9 months and I know the inq's will hurt, but I hope by then my scores have bounced back.  I am trying to work my score up to be approved for the Citi Thank You card in 2 years.  I'm realy excited about the Discover IT since my husband and I go out to eat often. Time to go to the garden!



Starting Score: 650
Current Score: 665
Goal Score: 720


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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: App Success!

Congrats on the successful spree Smiley Happy

 

Chase Amazon Visa gives you 2X points on gas, drugstores, and restaurants so keep that in mind..

 

good haul, nice work Smiley Happy 

 

Now its time to garden!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: App Success!

Congrats!!!!!! Time to watch them grow!!!

*8/10/13
Established Member
Posts: 17
Registered: ‎03-05-2013
0

Re: App Success!

Thank you and absolutely!  I've never been so excited to garden before!



Starting Score: 650
Current Score: 665
Goal Score: 720


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Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: App Success!

Congrats on the approvals!
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Valued Contributor
Posts: 1,599
Registered: ‎08-30-2011
0

Re: App Success!

Hey...CONGRATS on your app success! ! !

 

ONWARD AND UPWARD ! ! !

EX = 834 EQ = 846 TU = 834 as of 09/2016
Retired and Retiring Cards!
Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: App Success!


thom02099 wrote:

Hey...CONGRATS on your app success! ! !

 

ONWARD AND UPWARD ! ! !


 

Hey, how do I put card images in my signature?

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: App Success!

Congrats on your approvals and welcome to the Discover family! I would definitely recon with Chase
I would also email the EO regarding your CLI and waiving your AF with Orchard.
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: App Success!

Nice spree, Congrats! Keep us posted on the Paypal MC and Slate card. Hope you end up with those as well.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: App Success!

Congrats on the approvals! Come on into the garden, sit back, and watch them grow... That JCP should settle in and grow very quickly. I started out at $200 and am now up to $4200. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

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