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App & CLI Spree Success. 9/9. CSP/TYP/PRG/Freedom/Fidelity/BofA/PayPalExtras/Discover/WellsFargo

tag
ForumPheen
Regular Contributor

Re: App Spree & CLI Success. 6/6. CSP/TYP/PRG/Freedom/Fidelity/BofA

massive spree, congrats!  Can't wait until I'm in the Mile HIgh Club as well.


Starting Score: EX 651/EQ 654/TU 668
Current Score: 735/721/732
Goal Score: 751 as lowest score by 8MAY15


Take the myFICO Fitness Challenge

Message 11 of 34
vpae
Established Contributor

Re: App Spree & CLI Success. 7/7. CSP/TYP/PRG/Freedom/Fidelity/BofA

Thank you all!!

So finally, I wanted a GE backed (non store) card for CL sake so I went ahead and apped for The PayPal Extras MC just now.

I was told to call in to finish the application. He asked for a cell phone number and verified my identity with a text message and after a few minutes, I was approved!

I'm not sure if this card typically starts off with a small CL but since I can get regular SP CLI, I'm ok with it as I read that it can grow. I got a $3K initial CL.
12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 12 of 34
djc1puno
Valued Contributor

Re: App Spree & CLI Success. 7/7. CSP/TYP/PRG/Freedom/Fidelity/BofA/PayPalExtras

Another congrats! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 13 of 34
09Lexie
Moderator Emerita

Re: App Spree & CLI Success. 7/7. CSP/TYP/PRG/Freedom/Fidelity/BofA

Message 14 of 34
LearningMoreAboutCredit
Frequent Contributor

Re: App Spree & CLI Success. 7/7. CSP/TYP/PRG/Freedom/Fidelity/BofA

Congrats...very nice job on the CLs as well. Smiley Happy


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 15 of 34
joshuapd1987
Frequent Contributor

Re: App Spree & CLI Success. 6/6. CSP/TYP/PRG/Freedom/Fidelity/BofA

Dude! Congrats! Great cards and CLs!! 

MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 16 of 34
vpae
Established Contributor

Re: App Spree & CLI Success. 6/6. CSP/TYP/PRG/Freedom/Fidelity/BofA

Slept on it.. decided that GE loves me more than the initial $3K CL so I called Credit Analyst and got a $7K CLI which brings my new PayPal Extras MasterCard to $10K. Smiley Happy

 

Edit: Oh, and as suspected, they pulled TU.

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 17 of 34
09Lexie
Moderator Emerita

Re: App Spree & CLI Success. 6/6. CSP/TYP/PRG/Freedom/Fidelity/BofA

Told you they grow fast! In 4 statements, you can ask for another CLI and they will counter.
Message 18 of 34
vpae
Established Contributor

Re: App Spree & CLI Success. 6/6. CSP/TYP/PRG/Freedom/Fidelity/BofA

I promise I'm done soon and will garden for a VERY LONG TIME.

 

I just called Discover and asked for a CLI. Account opened in 2011 at $1.5K. Back in May, I got it increased via a SP to $3K. I called just now but needed to talk to a credit analyst. Asked some questions and they could approve me up to $7.9K with a SP but since I asked for more and I'm hoping they pull TU (since that's what they pulled before), he did a HP, came back and approved me for a $12K CLI, bringing my CL to $15K!

 

I'll check reports tomorrow to confirm which they pulled. They pulled EQ/TU when the account opened and last year of March when I asked for CLI and was declined they also pulled TU.

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 19 of 34
09Lexie
Moderator Emerita

Re: App Spree & CLI Success. 6/6. CSP/TYP/PRG/Freedom/Fidelity/BofA

Message 20 of 34
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