Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 280
Registered: ‎05-16-2013
0

App spree some success

I closed on my house yesterday and did an app spree hoping to get some better cards so I can close some of my not so great cards. 

 

My current cards:

 

Emblem - 250

Emblem - 300

Merrick - 1100

Capital One -500

Capital One - 500 (Old Orchard card)

Target - 200

JCrew - 250

Macy's - 300

 

Added yesterday:

 

Lowes - 2500 (instant for $500 asked for $2500 and approved)

Discover IT- not sure the limit yet

Barclays NFL - $2800

Ashley Furniture - $2000

 

 

I really, really wanted the Southwest card with Chase but was declined due to old medical collections. They will be off in a year and it is a LONG story but they are staying.  I was also declined the AMEX Blue Cash.  So now off to the garden for awhile.  

 

the only other one I wanted was Walmart strictly for the score. I may app for that today but I am nervous because Lowes and Ashley are both backed by GE.  I don't want them declining strictly because of too many GE cards.

 

I am also looking to do a CLI and PC on at least one of my Capital One cards. I send a message via FB so we'll see how that goes. Fingers crossed.




last app 11/13/2013 gardening for at least a year
Highlighted
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: App spree some success

Congratulations on your new home and new cards!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012
0

Re: App spree some success

WTG!  Congrats on your new home and you've got some great cards to match it! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Mega Contributor
Posts: 17,148
Registered: ‎08-08-2011
0

Re: App spree some success

Congrats on your home and new cards!


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Frequent Contributor
Posts: 280
Registered: ‎05-16-2013
0

Re: App spree some success

Thank you! Now off to the garden for a year




last app 11/13/2013 gardening for at least a year
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: App spree some success

Congrats on your Approvals!

 

I would hold off on applying for the Walmart card just for the score.  Barclays is starting to offer the same service as walmart and you should be able to get your score from them.  

Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: App spree some success

Also, it looks like the old Orchard cards have finished their conversion and people are now getting cli's on them via the website.

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: App spree some success

Congratulations on your home! You've done well with your new approvals. You know, there's nothing wrong with calling Chase again...maybe you'll find a more sympathetic ear.
Frequent Contributor
Posts: 280
Registered: ‎05-16-2013
0

Re: App spree some success

The Southwest card is really the one I wanted and they were sending me the invitations once a week!  The collections only show up on my EQ CR and of course that is who they pulled.  They are medical collections set to fall off next Oct. and when I tried to work on getting them rebuiding I found out they are doctors I have never even set foot in their office. My ex-husband took the kids, used his address and phone number but my social security and insurance information. Because it was long until I even knew they were there my ex refuses to pay his half. LONG story!


I called Chase for recon and they said no because of those collections.




last app 11/13/2013 gardening for at least a year
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: App spree some success

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.