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Established Contributor
Posts: 952
Registered: ‎12-05-2013
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Re: Applied For The Amex BCP And Received 14 Day Notice

This is an extraordinary situation so amex trying to come up with an extraordinary deal like an invitation for the Centurion offer with the approval.
Discover IT $16,500 == 12/2013
AMEX 12/2013 ---BCP $11,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Super Contributor
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Registered: ‎04-22-2013
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Re: Applied For The Amex BCP And Received 14 Day Notice


fused wrote:

Before I apped for the BCP card, I tried to get Amex to convert my old Clear Card, but no dice. The only way I was going to get a BCP card was to app, so I did.


Seems a lot of variation in whether you can convert.  I was unable to convert my BCP into a BC, and a lot of other people failed as well, basically being told it is not an available option, but then some people succeeded.  Never know why!

Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: Applied For The Amex BCP And Received 14 Day Notice


-Wade- wrote:

fused wrote:

Before I apped for the BCP card, I tried to get Amex to convert my old Clear Card, but no dice. The only way I was going to get a BCP card was to app, so I did.


Fingers crossed for you.....wisjhing you the best of luck


Thanks! I just never expected to be waiting this long. Oh, well!

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: Applied For The Amex BCP And Received 14 Day Notice


Fico2Go wrote:
This is an extraordinary situation so amex trying to come up with an extraordinary deal like an invitation for the Centurion offer with the approval.

I don't think I qualify for a Centurion Card.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: Applied For The Amex BCP And Received 14 Day Notice


longtimelurker wrote:

fused wrote:

Before I apped for the BCP card, I tried to get Amex to convert my old Clear Card, but no dice. The only way I was going to get a BCP card was to app, so I did.


Seems a lot of variation in whether you can convert.  I was unable to convert my BCP into a BC, and a lot of other people failed as well, basically being told it is not an available option, but then some people succeeded.  Never know why!


I called Amex several times to covert my Clear Card. I was hoping someone would just say Yes.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Contributor
Posts: 12,906
Registered: ‎08-13-2013
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Re: Applied For The Amex BCP And Received 14 Day Notice


fused wrote:

-Wade- wrote:

fused wrote:

Before I apped for the BCP card, I tried to get Amex to convert my old Clear Card, but no dice. The only way I was going to get a BCP card was to app, so I did.


Fingers crossed for you.....wishing you the best of luck


Thanks! I just never expected to be waiting this long. Oh, well!


I know what you mean with your scores

Old user name newportguy*** Current Score: myFico EQ - 828 (03/11/2015) Discover TU Fico - 826 (03/03/2015) EX Fico - 821 ( 03/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 12 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 828 *** TU 826 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: Applied For The Amex BCP And Received 14 Day Notice

I called a new number I received from the Amex Credit Bureau Unit. I spoke with a pleasant gentleman who said my app looks great, but they're still trying "verify some things". He didn't give me any details on what they're trying to verify, tho. I'm wondering if an FR might be coming my way.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Contributor
Posts: 12,906
Registered: ‎08-13-2013
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Re: Applied For The Amex BCP And Received 14 Day Notice


fused wrote:

I called a new number I received from the Amex Credit Bureau Unit. I spoke with a pleasant gentleman who said my app looks great, but they're still trying "verify some things". He didn't give me any details on what they're trying to verify, tho. I'm wondering if an FR might be coming my way.


To be honest it looks that way

Old user name newportguy*** Current Score: myFico EQ - 828 (03/11/2015) Discover TU Fico - 826 (03/03/2015) EX Fico - 821 ( 03/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 12 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 828 *** TU 826 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Established Contributor
Posts: 527
Registered: ‎04-28-2014
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Re: Applied For The Amex BCP And Received 14 Day Notice

Sounds like they're going to give you all the details in a letter. Since you didn't mention income, it's hard to say if total exposure is at issue. How recently did you close the 35k in additional tradelines? 

Sallie Mae World MasterCard $12,500 || American Express Blue Cash Preferred $11,700 || Capital One Quicksilver MasterCard (2) $5900 and $4500 || US Bank Cash+ Visa Signature $5000 || BofA Better Balance Rewards Visa $3500 || EQ 803, EX 788, TU 780
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: Applied For The Amex BCP And Received 14 Day Notice


Bman70 wrote:

Sounds like they're going to give you all the details in a letter. Since you didn't mention income, it's hard to say if total exposure is at issue. How recently did you close the 35k in additional tradelines? 


The tradelines were closed about 5, maybe 6 years ago. 

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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