Applied and was approved for Discover IT card.

[LadyJEsq]

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@redE2move wrote:

Do you have to be in the 700 club for a Discover approval?  Are they sensitive to how many accounts you've opened recently?

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I'm not sure if they're INQ sensitive, but they don't have a rule like say Chase or Barclay's Arrival+, with 5/24. And I got my Discover CC when my scores were in the mid 600s, and I believe some have gotten it with their CS being just over 630. I think that's the lowest I've seen. Good luck if you intend to app!

[Anonymous]

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@Anonymous wrote:

So just this morning, exactly one week after approval (give or take an hour), I did receive a welome email with my CL and "...card should arrive in 3-5 days".  So, in my case anyway, card should arrive 10-13 days after approval.

No complaints, just sharing some metrics 

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And your SL was what?

[Ardecko]

I'm still looking for anonymous way to share this data and have it still be usable, but this is my Approvals worksheet taken from data here on the approvals board:

[Anonymous]

donny10 wrote:

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And your SL was what?

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$11,000 @ 0% APR for 14 months.  Depending on day and agency, my scores are a few points either side of 700. 

[SomewhereIn505]

@Ardecko Great worksheet! I think I’ll have to mimic it for my own records. 

[CrankyDave]

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@Anonymous wrote:

@Anonymous wrote:

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And your SL was what?

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@$11,000 @ 0% APR for 14 months.  Depending on day and agency, my scores are a few points either side of 700. 

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I'm a little jealous. I just got mine last week (7 or 10 days after being approved - I was also getting worried), but my SL was only $6500, in line with my three (stagnant) current cards. I guess that's more important than three 800+ credit scores and a 1% utilization. Ah, well. I just moved into my new house and have plenty of things that I need to buy, so I'll run a lot of charges through it and pay in full and see if I get any auto-CLI love in a month or two. Discover's supposed to be good with that.