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The dust has settled down after my spree in Nov and early Dec. here is the final verdict on my CRs: Amex only pulled EX, OCCU and PenFed only pulled EQ, Chase pulled EX & TU.
So, two Amex cards, same day app only one HP, Sportsman SP shopping cart trick for an 8K CL, I ended up with 6 cards, 4 HPs with the pulls evenly spread out EX 2, EQ 2, TU 1.
Only Amex has not reported, OCCU 0 utl and 20K CL is due to report tomorrow and my scores actually have gone up, with 1% utilization and the pulls. I was at 15% when I applied. Looks to me a combination of spread out HPs, decreased utl and increased CLs turned out to pretty much be a non event on my scores.
I'll take that !!
Nice run, congrats
congrats
Congrats
BlackRV, congratuations!
A similar pattern of events happened to me. Overall my scores increased.
Biggest hits was AAoA which accounts for 15% but I think it will be offset by increased new accounts and added account type when the AMEX charge card reports.
@Fico2Go wrote:BlackRV, congratuations!
A similar pattern of events happened to me. Overall my scores increased.
Biggest hits was AAoA which accounts for 15% but I think it will be offset by increased new accounts and added account type when the AMEX charge card reports.
My AAoA went down from 7 years to 6 years but my 2 MSD Amex to 1988 haven't reported yet.........but.......I couldn't let well enough alone yesterday with my 720 TU and only one pull so I appted for Discover IT hoping they would pull TU. See my other approval post, they pulled EQ at 743 and approved me for $3000. My CS remained at 743 though. I'm done, I really am done
Congrats! Thanks for sharing!
Congrats! Thanks for sharing.
congrats