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I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!
Congrats. Wow 495 AF..WT-
Congratulation........Its always nice to get in the door with AMEXXXXXXXXXXX Love
@lsdiamond wrote:I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!
Congrats ! So you were approved for both the Plat & Gold charge cards ?
Hm... mind if I ask - just out of curiosity - what's the sense of having two charge cards - Gold and Platinum, while both are with AFs?
I can imagine backdating as a reason or issuing AU card for your spouse only for Gold leaving Platinum only for yourself, but probably that's all I can think of...
@pizzadude wrote:
@lsdiamond wrote:I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!
Congrats ! So you were approved for both the Plat & Gold charge cards ?
I thought wisdom here was that the approval criteria were about the same for Green/Gold/Platinum, no? So it would make sense to be approved for both. You decide how much AF to pay for the benefits you want.
@mikka1 wrote:Hm... mind if I ask - just out of curiosity - what's the sense of having two charge cards - Gold and Platinum, while both are with AFs?
I can imagine backdating as a reason or issuing AU card for your spouse only for Gold leaving Platinum only for yourself, but probably that's all I can think of...
That seems a little "Amex and maybe CSP are the only cards". For gas and grocery spending, PenFed Platinum Rewards has much better rewards (5% and 3%) and no annual fee, and in the comments someone else mentioned the PenFed Amex travel card. And there are many others. So I still think the AF for the gold is only going to be justified for heavy travelers who need international biz/first class a lot. There are plenty of those out there of course, but it's not as obvious as that article seems to suggest.
just remember you have to pay the AF the first month, you can't keep it a year and try it out first. also for additional cards it's 175 per AU
@lsdiamond wrote:I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!
Congrats! But I do hope you can use all that benefits to subsidize the $450 AF and correct me if I am wrong, but isn't it an up front fee?
But its a nice looking card to have!