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Established Member
lsdiamond
Posts: 16
Registered: ‎12-29-2012
0

Approved Amex Platinum Card!!!!!

I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Approved Amex Platinum Card!!!!!

Congrats. Wow 495 AF..WT-

Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Approved Amex Platinum Card!!!!!

Congratulation........Its always nice to get in the door with AMEXXXXXXXXXXX Love


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: Approved Amex Platinum Card!!!!!


lsdiamond wrote:

I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!


Congrats !   So you were approved for both the Plat & Gold charge cards ?

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Frequent Contributor
mikka1
Posts: 272
Registered: ‎12-28-2011
0

Re: Approved Amex Platinum Card!!!!!

Hm... mind if I ask - just out of curiosity - what's the sense of having two charge cards - Gold and Platinum, while both are with AFs? 

I can imagine backdating as a reason or issuing AU card for your spouse only for Gold leaving Platinum only for yourself, but probably that's all I can think of... 

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data &colon:smileywink: Current TU - probably around ~750. I am now applying only for cards I can have fat sign-up bonuses on, repay them right away and close before next year. That's why BKLSBNKDELAWARE probably blacklisted me long ago, LOL...
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Approved Amex Platinum Card!!!!!


pizzadude wrote:

lsdiamond wrote:

I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!


Congrats !   So you were approved for both the Plat & Gold charge cards ?

 


I thought wisdom here was that the approval criteria were about the same for Green/Gold/Platinum, no?  So it would make sense to be approved for both.  You decide how much AF to pay for the benefits you want.

Valued Member
DailyDriver
Posts: 38
Registered: ‎09-12-2012
0

Re: Approved Amex Platinum Card!!!!!


mikka1 wrote:

Hm... mind if I ask - just out of curiosity - what's the sense of having two charge cards - Gold and Platinum, while both are with AFs? 

I can imagine backdating as a reason or issuing AU card for your spouse only for Gold leaving Platinum only for yourself, but probably that's all I can think of... 


http://boardingarea.com/blogs/onemileatatime/2012/05/02/why-the-american-express-platinum-and-premie...

Citi Forward $6K l Citi Dividend World Mastercard $7K l Discover More $12K l Chase Freedom $4K l Amex Hilton HHonors $5.3K l NFCU GoRewards Visa 12.5K l Barclay US Airways World Mastercard $8K
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Approved Amex Platinum Card!!!!!

That seems a little "Amex and maybe CSP are the only cards".  For gas and grocery spending, PenFed Platinum Rewards has much better rewards (5% and 3%) and no annual fee, and in the comments someone else mentioned the PenFed Amex travel card.  And there are many others.  So I still think the AF for the gold is only going to be justified for heavy travelers who need international biz/first class a lot.  There are plenty of those out there of course, but it's not as obvious as that article seems to suggest.

Valued Contributor
ryanbush
Posts: 1,292
Registered: ‎08-19-2012
0

Re: Approved Amex Platinum Card!!!!!

just remember you have to pay the AF the first month, you can't keep it a year and try it out first.  also for additional cards it's 175 per AU

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Approved Amex Platinum Card!!!!!


lsdiamond wrote:

I was just approved for the amex platinum (gray) card.. although the710re is a $450 annual fee I will try it for a year then see if its worth keeping. But finally got my hands on it. They pulled Experian credit report my score is around 710. Also, got approved for the amex gold card as well. So excited!!!! Thanks to this site!


Congrats! But I do hope you can use all that benefits to subsidize the $450 AF and correct me if I am wrong, but isn't it an up front fee?

 

But its a nice looking card to have!


$100K in Credit
Last Credit Card App: 11/16/13

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