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[Approved] Applying for Blue Cash Preferred: my odds and backup plan

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f1_StudentInUS
New Member

Re: Applying for Blue Cash Preferred: my odds and backup plan

I think I am going to try my luck!

 

What is a better method to apply for the BCP: do it online or call a CSR to apply for the card?

Message 11 of 41
09Lexie
Moderator Emerita

Re: Applying for Blue Cash Preferred: my odds and backup plan

Message 12 of 41
Luscher
Valued Contributor

Re: Applying for Blue Cash Preferred: my odds and backup plan

I think im having a heart attack with all these CLD's
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 13 of 41
myjourney
Super Contributor

Re: Applying for Blue Cash Preferred: my odds and backup plan


@Luscher wrote:
I think im having a heart attack with all these CLD's

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 41
HiLine
Blogger

Re: Applying for Blue Cash Preferred: my odds and backup plan

Credit limit decreases. But what was meant is probably CLI.

Message 15 of 41
myjourney
Super Contributor

Re: Applying for Blue Cash Preferred: my odds and backup plan


@HiLine wrote:

Credit limit decreases


I knew that LOL

I don't think respondent does tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 16 of 41
Luscher
Valued Contributor

Re: Applying for Blue Cash Preferred: my odds and backup plan

Credit Limit Decrease. I will never ever ever ever request a decrease
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 17 of 41
HiLine
Blogger

Re: Applying for Blue Cash Preferred: my odds and backup plan


@myjourney wrote:

@HiLine wrote:

Credit limit decreases


I knew that LOL

I don't think respondent does tho


Agreed. That doesn't make any sense. A CLI perhaps? Or simply a reported balance decrease (RBD)?

Message 18 of 41
myjourney
Super Contributor

Re: Applying for Blue Cash Preferred: my odds and backup plan


@Luscher wrote:
Credit Limit Decrease. I will never ever ever ever request a decrease

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 19 of 41
Luscher
Valued Contributor

Re: Applying for Blue Cash Preferred: my odds and backup plan

Ive only posted twice in here 1. im having a headache with all these CLD's meaning i cant believe the op actually asked for his credit to be lowered. and 2. a definition for CLD. So im not really sure what you guys are talking about.........
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 20 of 41
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