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Moderator
Posts: 22,577
Registered: ‎12-13-2013
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Re: Approved Barclays, Chase, Discover!

Grats on your successful run Smiley Happy


EX Fico 08 BC 08/15: 798 (-8); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 08/15: 761 (+6)
Frequent Contributor
Posts: 295
Registered: ‎12-14-2013
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Re: Approved Barclays, Chase, Discover!

Congrats x3 Smiley Happy

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Super Contributor
Posts: 7,444
Registered: ‎10-03-2008
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Re: Approved Barclays, Chase, Discover!

Congrats!


Starting Score: 810 July 2014
Current Score: 838 TU 834 EQ 825 EX August 2015
Goal Score: 850


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Valued Contributor
Posts: 1,627
Registered: ‎03-24-2013
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Re: Approved Barclays, Chase, Discover!

Great choice of cards. congrats
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$10,000---------$10,750----------$5,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 761
Established Contributor
Posts: 546
Registered: ‎12-28-2012
0

Re: Approved Barclays, Chase, Discover!

Congrats you have an awesome line up....Treat them well!!!! 

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Discover $10,000, Chase Freedom $5,000, Capital One $3,750, Barclay $8,500 (AU), Jared $10,000, Pottery Barn $8,000, Sam's $10,000, Ashley's Furniture $6,000, Lowe's $7,500 (AU), Express Next $3,360, and Macy's Store Card (Joint Account) $2,000.

Last Application March 25, 2014. Score ranges 700+
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Contributor
Posts: 137
Registered: ‎04-24-2014
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Re: Approved Barclays, Chase, Discover!

Thank you for all the congrats!! I appreciate it. Wish I came to myfico and these forums alot sooner. Didn't  realize not having any credit cards was not a good thing when it comes to credit scores. I will use them responsibly. From what I understand I should always pay the balance in full?

P.S. I have one debt to take care of and it is my student loan debt. Defaulted, Unresolved on 8/2/96. Please se my "To Pay or To Rehab" post in the student laon thread if anyone has any advice on dealing with paying this off.

 

Thanks again all!

myFico Score Experian: Start (4/21/14) 626 Current (7/26/15) 763
myFico Score Equifax: Start (4/30/14) 694 Current (8/7/2015) 783
myFico Score Transunion Start (5/01/2014) 727 Current (8/7/15) 772
Discover (4/24/14) 659 (8/5/2015) 772
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: Approved Barclays, Chase, Discover!


dman23 wrote:

Thanks for your advice Revelate. I will most definitely use the cards responsibly. They will be used strictly as a way to rebuild credit and improve my credit score. I went ahead and applied for 3 credit cards and went 3 for 3. I was approved for the Barclaycard Rewards Mastercard with a $1300 CL, Chase Freedom with a $2500 CL, and Discover it with an $1100 CL.

Thanks again.


Congrats on your approvals Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
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