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Posts: 23,982
Registered: ‎12-13-2013

Re: Approved Barclays, Chase, Discover!

Grats on your successful run Smiley Happy

EX Fico 08 Bankcard 11/15: 800 (+2)
TU Fico 8 11/15: 764 (0)
Frequent Contributor
Posts: 297
Registered: ‎12-14-2013

Re: Approved Barclays, Chase, Discover!

Congrats x3 Smiley Happy

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Super Contributor
Posts: 7,682
Registered: ‎10-03-2008

Re: Approved Barclays, Chase, Discover!


Starting Score: 812
Current Score: 838
Goal Score: 850

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,644
Registered: ‎03-24-2013

Re: Approved Barclays, Chase, Discover!

Great choice of cards. congrats

FICO - TU: 780 EX: 784 EQ: 761
Established Contributor
Posts: 546
Registered: ‎12-28-2012

Re: Approved Barclays, Chase, Discover!

Congrats you have an awesome line up....Treat them well!!!! 

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Discover $10,000, Chase Freedom $5,000, Capital One $3,750, Barclay $8,500 (AU), Jared $10,000, Pottery Barn $8,000, Sam's $10,000, Ashley's Furniture $6,000, Lowe's $7,500 (AU), Express Next $3,360, and Macy's Store Card (Joint Account) $2,000.

Last Application March 25, 2014. Score ranges 700+
Posts: 137
Registered: ‎04-24-2014

Re: Approved Barclays, Chase, Discover!

Thank you for all the congrats!! I appreciate it. Wish I came to myfico and these forums alot sooner. Didn't  realize not having any credit cards was not a good thing when it comes to credit scores. I will use them responsibly. From what I understand I should always pay the balance in full?

P.S. I have one debt to take care of and it is my student loan debt. Defaulted, Unresolved on 8/2/96. Please se my "To Pay or To Rehab" post in the student laon thread if anyone has any advice on dealing with paying this off.


Thanks again all!

myFico Score Experian: Start (4/21/14) 626 Current (7/26/15) 763
myFico Score Equifax: Start (4/30/14) 694 Current (8/7/2015) 783
myFico Score Transunion Start (5/01/2014) 727 Current (8/7/15) 772
Discover (4/24/14) 659 (8/5/2015) 772
Valued Contributor
Posts: 12,958
Registered: ‎08-13-2013

Re: Approved Barclays, Chase, Discover!

dman23 wrote:

Thanks for your advice Revelate. I will most definitely use the cards responsibly. They will be used strictly as a way to rebuild credit and improve my credit score. I went ahead and applied for 3 credit cards and went 3 for 3. I was approved for the Barclaycard Rewards Mastercard with a $1300 CL, Chase Freedom with a $2500 CL, and Discover it with an $1100 CL.

Thanks again.

Congrats on your approvals Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 832 (09/03/2015) EX Fico - 821 ( 09/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 22.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******

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