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New Contributor
Posts: 101
Registered: ‎04-24-2014
0

Approved Barclays, Chase, Discover!

[ Edited ]

Thanks for your advice Revelate. I will most definitely use the cards responsibly. They will be used strictly as a way to rebuild credit and improve my credit score. I went ahead and applied for 3 credit cards and went 3 for 3. I was approved for the Barclaycard Rewards Mastercard with a $1300 CL, Chase Freedom with a $2500 CL, and Discover it with an $1100 CL.

Thanks again.

myFico Score Experian: Start (4/21/14) 626 Current (5/14/15) 734
myFico Score Equifax: Start (4/30/14) 694 Current (5/14/2015) 730
myFico Score Transunion Start (5/01/2014) 727 Current (11/11/14) 731
Discover (4/24/14) 659 (5/14/2015) 735
Established Contributor
Posts: 545
Registered: ‎03-20-2009
0

Re: Need advice, should I apply for more than 1 cc?

Great job and impressive on the cards you were approved for with no other CC.  As others mentioned just use them responsibly and wait at least a year before you app for any others.  But certainly take advantage of the rewards you can generate with them as well.

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



New Contributor
Posts: 101
Registered: ‎04-24-2014
0

Re: Need advice, should I apply for more than 1 cc?

Thank you

myFico Score Experian: Start (4/21/14) 626 Current (5/14/15) 734
myFico Score Equifax: Start (4/30/14) 694 Current (5/14/2015) 730
myFico Score Transunion Start (5/01/2014) 727 Current (11/11/14) 731
Discover (4/24/14) 659 (5/14/2015) 735
Valued Contributor
Posts: 2,294
Registered: ‎02-18-2014
0

Re: Need advice, should I apply for more than 1 cc?

Congrats on the approvals!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | CSP VS - $25K | Chase Slate VS - $13.8K | Citi DC - $23.9K | Citi HD - $25K | Coldwater Creek MC - $15K | Discover it - $14.5K | FIA AMEX - $16K | Synchrony/HH Gregg - $10K | Synchrony/Lowes - $25K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $23.4K Last HP 16 Nov 14 - Gardening into 2016.
Moderator
Posts: 8,299
Registered: ‎01-15-2009
0

Re: Need advice, should I apply for more than 1 cc?

I agree with all said. GREAT JOB, dman23! You picked very well! :smileyhappy:
Established Contributor
Posts: 870
Registered: ‎12-14-2013
0

Re: Approved Barclays, Chase, Discover!

Congrats

* last app 3/6/15
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Approved Barclays, Chase, Discover!

Congrats x3!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Mega Contributor
Posts: 16,715
Registered: ‎08-08-2011
0

Re: Approved Barclays, Chase, Discover!

Congrats! Thanks for sharing.

 

 

Senior Contributor
Posts: 10,058
Registered: ‎09-24-2013
0

Re: Approved Barclays, Chase, Discover!

congrats

.
Super Contributor
Posts: 5,964
Registered: ‎09-07-2013
0

Re: Approved Barclays, Chase, Discover!

Congratulations!


Finance major and junior in college. First started to establish credit in 9/2013. Goal: Get CLIs on existing TLs and get a Fidelity Amex and US Bank Cash Plus card in the future. Total CL (with hidden TLs and other TLs not listed here): $122,601. FICOs in the 700-730 range.
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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