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Contributor
Posts: 137
Registered: ‎04-24-2014
0

Approved Barclays, Chase, Discover!

[ Edited ]

Thanks for your advice Revelate. I will most definitely use the cards responsibly. They will be used strictly as a way to rebuild credit and improve my credit score. I went ahead and applied for 3 credit cards and went 3 for 3. I was approved for the Barclaycard Rewards Mastercard with a $1300 CL, Chase Freedom with a $2500 CL, and Discover it with an $1100 CL.

Thanks again.

myFico Score Experian: Start (4/21/14) 626 Current (7/26/15) 763
myFico Score Equifax: Start (4/30/14) 694 Current (8/7/2015) 783
myFico Score Transunion Start (5/01/2014) 727 Current (8/7/15) 772
Discover (4/24/14) 659 (8/5/2015) 772
Established Contributor
Posts: 545
Registered: ‎03-20-2009
0

Re: Need advice, should I apply for more than 1 cc?

Great job and impressive on the cards you were approved for with no other CC.  As others mentioned just use them responsibly and wait at least a year before you app for any others.  But certainly take advantage of the rewards you can generate with them as well.

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



Contributor
Posts: 137
Registered: ‎04-24-2014
0

Re: Need advice, should I apply for more than 1 cc?

Thank you

myFico Score Experian: Start (4/21/14) 626 Current (7/26/15) 763
myFico Score Equifax: Start (4/30/14) 694 Current (8/7/2015) 783
myFico Score Transunion Start (5/01/2014) 727 Current (8/7/15) 772
Discover (4/24/14) 659 (8/5/2015) 772
Valued Contributor
Posts: 2,357
Registered: ‎02-18-2014
0

Re: Need advice, should I apply for more than 1 cc?

Congrats on the approvals!

AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Barclaycard Ring MC - $15K | CP1 QS VS - $30K | CP1 Venture VS - $30K | Chase freedom VS - $5.5K | CSP VS - $25K | Chase Slate VS - $13.5K | Citi DC - $26K | Citi HD - $25K | Coldwater Creek MC - $15K | Discover it - $24.5K | FIA AMEX - $16K | Synchrony/HH Gregg - $4.5K | Synchrony/Lowes - $25K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Cash Rewards VP - $30K | PFCU Defender VS - $20K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $23.4K Last HP 28 Jul 15 - Gardening into 2016.
Moderator
Posts: 8,866
Registered: ‎01-15-2009
0

Re: Need advice, should I apply for more than 1 cc?

I agree with all said. GREAT JOB, dman23! You picked very well! Smiley Happy
Established Contributor
Posts: 870
Registered: ‎12-14-2013
0

Re: Approved Barclays, Chase, Discover!

Congrats
Last app: 3/7/2015
Acquired 20 cards in two years. Closed 5 (after re-evaluation).
Over $150,000 in avail. credit
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Approved Barclays, Chase, Discover!

Congrats x3!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Mega Contributor
Posts: 16,831
Registered: ‎08-08-2011
0

Re: Approved Barclays, Chase, Discover!

Congrats! Thanks for sharing.

 

 

US Bank Cash+ (VSig) $10k / US Bank Ace (VSig) $10K / Discover IT $10k
Sam's Mastercard $8.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.55k / Citi DC (WMC) $3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Senior Contributor
Posts: 10,107
Registered: ‎09-24-2013
0

Re: Approved Barclays, Chase, Discover!

congrats

.
Super Contributor
Posts: 6,175
Registered: ‎09-07-2013
0

Re: Approved Barclays, Chase, Discover!

Congratulations!


First started to establish credit in 9/2013. Total CL (with hidden TLs and other TLs not listed): $137,251. FICOs in the 700-730 range.
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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