No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I brought this up before, and some scoffed, but I really believe the card companies compete with each other on credit lines. Any thoughts?
Yesterday I was approved for the CSP with a credit line of $17,000. In June, I applied for a AMEX BCP got a credit limit of $16,400 -- which exactly matched my combined Chase Freedom and United Explorer limits. To the penny.
I only have five credit cards -- Arrival, Freedom, BCP, Explorer and now the Sapphire Preferred -- and it seems as though they really are jockying with each other to top the highest limit by a small amount. Has anyone else experienced this?
Merrill Lynch/BoA likely did the same thing when they approved me for $25,000.00 on the Merrill+ card a few days ago. The beat out my Amex BCP limit of $24,000.00 and it was likely intentional
Congrats!
I think this is what happened with my Discover It card. My highest limit before responding to an invitiation to apply was OCCU Duck @ 5k. Discover instant approval was for 5.5k (making it my highest CL)
When I was approved for my Chase card, they beat my at the time highest CL by $100. Discover, however, did not and gave me my lowest limit at the time.
Absolutely, my Costco card matches a Wells Fargo card I'm an AU on.
P.S. I do think you have to be CLOSE, that is their system won't greatly increase what it would've otherwise given you to match another card, but it will increase it somewhat.
Congrats!!
Happened to me too when I applied the other day!
I already have Chase Explorer $28K. When I applied for CSP, they approved me for $26,200!
My other limits are BofA at $20K then Discover and Wells Fargo at $15K
Congrats on a great card
Congratulations!