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Contributor
ah12345
Posts: 91
Registered: ‎06-13-2007
0

Approved :-D

Thanks to this forum I was able to fix my credit. Today I pulled the trigger and app for 3 new cards, crossing my fingers on all since I have open 4 accounts in the past 6 months. I app for Walmart, freedom and discover more. 3 for 3 I am so happy. New credit of $5500

Walmart $1000 pulled transunion
Discover More $1000 pulled transunion
Chase Freedom $3500 pulled equifax highest limit


Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee
Orchard $300 Not sure if I should keep open or close $29 Annual fee
Capital one Secure $300 I think $39 Annual fee
Firestone Card $1000


Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board


Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Approved :-D


ah12345 wrote:
Thanks to this forum I was able to fix my credit. Today I pulled the trigger and app for 3 new cards, crossing my fingers on all since I have open 4 accounts in the past 6 months. I app for Walmart, freedom and discover more. 3 for 3 I am so happy. New credit of $5500

Walmart $1000 pulled transunion
Discover More $1000 pulled transunion
Chase Freedom $3500 pulled equifax highest limit


Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee
Orchard $300 Not sure if I should keep open or close $29 Annual fee
Capital one Secure $300 I think $39 Annual fee
Firestone Card $1000


WOOOT WOOOT

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Approved :-D

Nice, Congrats on the approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Approved :-D

Congrats. I just got approved for chase freedom 4k yesterday. Cant wait to get my card.

Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Approved :-D

Congrattttttttttssss 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Contributor
ah12345
Posts: 91
Registered: ‎06-13-2007
0

Re: Approved :-D

Thx to all I know I can't wait for cards need new tires and Walmart card will come in handy with 0% for 12 months plus savings at the pump and free TU score. Now to garden for a yr I think I got enough credit and all cards tend to grow. I'm so happy

Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board


Regular Contributor
jm00ser
Posts: 156
Registered: ‎07-11-2012
0

Re: Approved :-D

Moving on up! Congrats. Though I'm sure they were good to you, it's nice to get rid of the builders!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Approved :-D


ah12345 wrote:
Thanks to this forum I was able to fix my credit. Today I pulled the trigger and app for 3 new cards, crossing my fingers on all since I have open 4 accounts in the past 6 months. I app for Walmart, freedom and discover more. 3 for 3 I am so happy. New credit of $5500

Walmart $1000 pulled transunion
Discover More $1000 pulled transunion
Chase Freedom $3500 pulled equifax highest limit


Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee
Orchard $300 Not sure if I should keep open or close $29 Annual fee
Capital one Secure $300 I think $39 Annual fee
Firestone Card $1000


These are very nice approvals!!!  You are definately moving on up!

 

Here is what I would do with your wallet (were it mine) : 

 

Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee  (Definately close in December)
Orchard $300 Not sure if I should keep open or close $29 Annual fee  (Keep until your Walmart card is upgraded to Discover or until you pick up a new prime card. Your scores might be in line for a Discover More at this point)
Capital one Secure $300 I think $39 Annual fee  (close and get your deposit back at same time that you close FP)


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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