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Approved :-D

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ah12345
Contributor

Approved :-D

Thanks to this forum I was able to fix my credit. Today I pulled the trigger and app for 3 new cards, crossing my fingers on all since I have open 4 accounts in the past 6 months. I app for Walmart, freedom and discover more. 3 for 3 I am so happy. New credit of $5500

Walmart $1000 pulled transunion
Discover More $1000 pulled transunion
Chase Freedom $3500 pulled equifax highest limit


Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee
Orchard $300 Not sure if I should keep open or close $29 Annual fee
Capital one Secure $300 I think $39 Annual fee
Firestone Card $1000


Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board


Message 1 of 8
7 REPLIES 7
armbenderc
Valued Contributor

Re: Approved :-D


@ah12345 wrote:
Thanks to this forum I was able to fix my credit. Today I pulled the trigger and app for 3 new cards, crossing my fingers on all since I have open 4 accounts in the past 6 months. I app for Walmart, freedom and discover more. 3 for 3 I am so happy. New credit of $5500

Walmart $1000 pulled transunion
Discover More $1000 pulled transunion
Chase Freedom $3500 pulled equifax highest limit


Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee
Orchard $300 Not sure if I should keep open or close $29 Annual fee
Capital one Secure $300 I think $39 Annual fee
Firestone Card $1000


WOOOT WOOOT

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 2 of 8
Epcot
Valued Contributor

Re: Approved :-D

Nice, Congrats on the approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 3 of 8
Cadillac-XTS
Established Contributor

Re: Approved :-D

Congrats. I just got approved for chase freedom 4k yesterday. Cant wait to get my card.

Message 4 of 8
nicholasyud
Valued Contributor

Re: Approved :-D

Congrattttttttttssss 

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 5 of 8
ah12345
Contributor

Re: Approved :-D

Thx to all I know I can't wait for cards need new tires and Walmart card will come in handy with 0% for 12 months plus savings at the pump and free TU score. Now to garden for a yr I think I got enough credit and all cards tend to grow. I'm so happy

Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board


Message 6 of 8
jm00ser
Regular Contributor

Re: Approved :-D

Moving on up! Congrats. Though I'm sure they were good to you, it's nice to get rid of the builders!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 7 of 8
webhopper
Moderator Emeritus

Re: Approved :-D


@ah12345 wrote:
Thanks to this forum I was able to fix my credit. Today I pulled the trigger and app for 3 new cards, crossing my fingers on all since I have open 4 accounts in the past 6 months. I app for Walmart, freedom and discover more. 3 for 3 I am so happy. New credit of $5500

Walmart $1000 pulled transunion
Discover More $1000 pulled transunion
Chase Freedom $3500 pulled equifax highest limit


Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee
Orchard $300 Not sure if I should keep open or close $29 Annual fee
Capital one Secure $300 I think $39 Annual fee
Firestone Card $1000


These are very nice approvals!!!  You are definately moving on up!

 

Here is what I would do with your wallet (were it mine) : 

 

Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee  (Definately close in December)
Orchard $300 Not sure if I should keep open or close $29 Annual fee  (Keep until your Walmart card is upgraded to Discover or until you pick up a new prime card. Your scores might be in line for a Discover More at this point)
Capital one Secure $300 I think $39 Annual fee  (close and get your deposit back at same time that you close FP)

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 8 of 8
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