Approved Discover It and Amex Gold Delta

[Anonymous]

Hello all! First time posting but I have been reading and learning for awhile lol Just thought I would share my data points on being approved for discover and Amex!

Applied for discover in Nov. 15 and it was instant denial (no wonder with a 625 exp score)
My boyfriend added me as an AU on his discover in Feb 16 cl 12,500.
When that happened my score came up a lil and I also had a medical collection for 13,000$ that fell off the same month.
My exp and transunion scores both jumped to 650 with equifax still lagging behind at 625 but thought maybe I had a decent chance now.
Applied: instant approval for Discover It at 2000$
Instant approval for Amex Gold Delta for only $1000
But I'm so excited to just get my foot in the door!

Thanks everyone for all the great advice you give! It's helped me tremendously 😬

[Anonymous]

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@Anonymous wrote:
Hello all! First time posting but I have been reading and learning for awhile lol Just thought I would share my data points on being approved for discover and Amex!

Applied for discover in Nov. 15 and it was instant denial (no wonder with a 625 exp score)
My boyfriend added me as an AU on his discover in Feb 16 cl 12,500.
When that happened my score came up a lil and I also had a medical collection for 13,000$ that fell off the same month.
My exp and transunion scores both jumped to 650 with equifax still lagging behind at 625 but thought maybe I had a decent chance now.
Applied: instant approval for Discover It at 2000$
Instant approval for Amex Gold Delta for only $1000
But I'm so excited to just get my foot in the door!

Thanks everyone for all the great advice you give! It's helped me tremendously 😬

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Congratulations!

[AzaleaB]

Congrats on your approvals!

[Anonymous]

Thanks musiclover and azalea!!

[credit_challenged09]

I was just approved for the Gold Amex Card!  Now I had a corporate card, can I have that backdated to the date of that card?  My initial limit is $2k.  At least I got my foot in the door.

[Anonymous]

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@credit_challenged09 wrote:

I was just approved for the Gold Amex Card!  Now I had a corporate card, can I have that backdated to the date of that card?  My initial limit is $2k.  At least I got my foot in the door.

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No they don't back date any longer.

[Anonymous]

I'm honestly not sure, this is my first Amex card but I'm sure the others can answer your question. But congrats!

[Anonymous]

Congrats!

[Anonymous]

Thanks LAKings

[Anonymous]

Congrats to you, dotson89! Informative post!