Approved - FNBO Amex

[CreditUnionFan]

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@Involver wrote:

Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex.  I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP.  Called to verify identity the next day and approved with a starting CL of 5,100.  I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.  

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Congrats on the FNBO card!  I've seen the rumor about ARS, but was solicited repeatedly, so I bit the bullet after being solicited several times. Yep, got the card.

[creditFiend]

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@Involver wrote:

Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex.  I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP.  Called to verify identity the next day and approved with a starting CL of 5,100.  I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.  

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Congrats!!

[-Wade-]

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@Involver wrote:

Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex.  I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP.  Called to verify identity the next day and approved with a starting CL of 5,100.  I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.  

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Congrats on your CLI

[gurusexy]

Its been a week and my application is still pending. Those FNBO underwriters are hard core! Called them and they said to wait for response in mail or they will call me!!! Lol

[gurusexy]

Finally got approved after a week. No other information though, so i just sit tight and wait. In any case I only applied to have access to my FICO® 8 Bankcard Score from experian. Already have TU Score from Discover IT and EQ score from DCU. Add that to my quarterly myFICO TU 4.99 subscription, i am all good... off to the garden....

[rg23]

Congrats

OP

What was the lead time to receive your card? I was approved after being denied.

Approved last tuesday, applied mostly for the Fico and Costco shopping.

[Anonymous]

Congrats!

[gurusexy]

I applied on the 16th of April, got approval on the 28th of april with 5900 CL and was told to expect my card in 7-10 biz days... Had a ton of inquiries from my spree though..but my until % was about 7% and score was 696

[Involver]

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@rg23 wrote:

Congrats

OP

What was the lead time to receive your card? I was approved after being denied.

Approved last tuesday, applied mostly for the Fico and Costco shopping.

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I apped late on the 23rd, CSR called me on the 24th to verify identity, approved on the morning of the 25th.  It was a pre-approval and not a cold app so that might've made a difference in the turnaround time.  Approval on website said card would arrive in 7-10 BD.

[Involver]

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@gurusexy wrote:

I applied on the 16th of April, got approval on the 28th of april with 5900 CL and was told to expect my card in 7-10 biz days... Had a ton of inquiries from my spree though..but my until % was about 7% and score was 696

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Congrats!