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Frequent Contributor
Posts: 302
Registered: ‎03-19-2013
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Re: Approved!: PayPal Extras Mastercard

I apped because of the same email the OP got .

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Kay Jewelers - $7,600 II Chase Slate - $500
2 Car Loans
2012 Chevy Silverado---2015 Jeep Renegade

Established Contributor
Posts: 502
Registered: ‎04-17-2013
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Re: Approved!: PayPal Extras Mastercard


Simply827 wrote:

I've had the app itch badly over the past couple of days. I though about apping for Chase Freedom and Discover It last night, but talked myself out of it.

 

Today I got an email telling me I still have a chance to get a 10 second decision on a PayPal MC. The message popped up earlier in the week on my PP account but I didn't pay it any mind. But after I got this email today and saw it was issued by GECRB I said what the hey, go for it. By the way, I was at the bar, but not yet drinking...does that fall under drapping???

 

I was instantly approved for a 2K limit, which I'm happy about since it's twice my current highest limit. Plus you all say GECRB is good for CLIs. They pulled TU with a 671 score, not sure if FICO or not. I'm closing Credit One this week and this is a good card to replace it with. I'll be redesigning my portfolio over the next few months and getting rid of my rebuilder cards.

 

What do you all use your points on? What's the best scenario for redemption?


What was your score when you were approved? Any negatives?


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Approved!: PayPal Extras Mastercard

Yeah! I only use it for gas/food when Freedom/IT aren't doing 5% cashback. If you redeeem for gift cards, it's like 3% back. They change the price in points of the goft cards though occassionally. Redemption is extremely easy though!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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Valued Contributor
Posts: 1,484
Registered: ‎10-15-2011
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Re: Approved!: PayPal Extras Mastercard

Congrats.

 

They do seem to be fairly good about CLI's with this card.  I had my card with them 3 months and they doubled my limit from $1500 to $3000 and I never carry a balance from month to month.  I have not ever gotten an auto CLI on either my Belk or Walmart with them, but have been given CLI's when I ask for them on both those cards.  I am pretty happy with how they have treated the card so far.


I swear I am going right to the Garden...... Hopefully to stay there longer than a month this time......

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