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Approved chase freedom

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stillworking
New Contributor

Approved chase freedom

I have never had a credit card.  Recently got a quicksilver with a $300 limit.  Let my score rise and then prequal for chase freedom with $1200 limit. Thanx ladies and gents!


Starting Score: 525
Current Score: FICO EQ 790, TU 696, EX 683
Goal Score:
700+ across the board

Message 1 of 8
7 REPLIES 7
eddie84
Valued Contributor

Re: Approved chase freedom

Congrats!

Message 2 of 8
myjourney
Super Contributor

Re: Approved chase freedom

Congarts 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 8
MsLadyRover
Valued Contributor

Re: Approved chase freedom

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 8
BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved chase freedom

Did you have any type of credit before QS approval? How long did you have the QS before applying for Freedom? Thanks!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 5 of 8
IcEWoLF
Frequent Contributor

Re: Approved chase freedom

Congrats, also I'd suggest considering the Chase Sapphire card next in a few months. Freedom+CS = superior with the Ultimate Rewards.

But for now, congratulations and enjoy your new card and all the benefits that come with it. Smiley Happy

EQ: 768 TU: 769 EXP: 805
Ritz Carlton: 18k
CSP: 7K | Chase Freedom: 5.7K
MERRILL+® VS: 9K | BOA AMEX: 1K
BOA 123: 7K Discover IT: 6K | Discover Chrome 4K | Costco AMEX: 15K | AMEX PRG NPSL | AMEX BCE 15K | Barclay NFL: 4.9K | Citi TYP 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus WEMC 5K | Citi DC 5K | FNBO AMEX 4.8K | CAP 1 QS 10K | U.S. Bank Cash+ VS 5K |U.S. Bank Perks+ VS 6K
Message 6 of 8
red259
Super Contributor

Re: Approved chase freedom


@IcEWoLF wrote:

Congrats, also I'd suggest considering the Chase Sapphire card next in a few months. Freedom+CS = superior with the Ultimate Rewards.

But for now, congratulations and enjoy your new card and all the benefits that come with it. Smiley Happy


OP probably should wait at least six months (more likely a year) before going for CSP. The file is very young and since the current credit lines the banks are giving out are on the low side I don't think chase will issue a 5k line yet, but after a year of positive activity OP will be in good shape. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 7 of 8
stillworking
New Contributor

Re: Approved chase freedom


@BearsAndTurtlesRtheBest wrote:

Did you have any type of credit before QS approval? How long did you have the QS before applying for Freedom? Thanks!


QS my fico EQ was 622; have student loans in deferment and two baddies at the time from 2009; 5/2013.  I have improved my score by fixing lots of errors.  Chase pulled TU which was 714 at the time. I had the quicksilver for about 3 months


Starting Score: 525
Current Score: FICO EQ 790, TU 696, EX 683
Goal Score:
700+ across the board

Message 8 of 8
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