Reply
New Visitor
Posts: 1
Registered: ‎11-19-2012
0

Approved for 2 Amex Charge Cards -- Need to close 1 - Advice/ questions

Hello Everyone 

 

 

A few days ago I decided to apply for an amex charge card, my dream card was the platnum but I had originally decided to app for the zync because I did not think i would be able to get anything else of my limited credit history(less than 1 year ) but I found that the zync had been discontinued so I decided to give green a shot and to my shock i was instantly approved , but this morning i decided to just go for platnum since that was what I originally wanted and again I was instantly approved 

 

So now my question is what is the best way to go about cancelling the green card and keeping the platnum, should I do it now or wait ?? I obviously have no need for 2 amex charge cards especially when one of them has a $450 fee .  and will this affect my credit score or my relationship with AMEX ??? 

 

 

Thanks everyone .

Established Contributor
Posts: 573
Registered: ‎05-29-2011
0

Re: Approved for 2 Amex Charge Cards -- Need to close 1 - Advice/ questions

Just call new accounts and tell them you don't want the green, they'll be more than happy to bill you the $450 for the plat.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Approved for 2 Amex Charge Cards -- Need to close 1 - Advice/ questions


n777ua wrote:

Just call new accounts and tell them you don't want the green, they'll be more than happy to bill you the $450 for the plat.


 

^^^That

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Approved for 2 Amex Charge Cards -- Need to close 1 - Advice/ questions

Anyone get throu with it !?? I would love to change my green to gold and get the bonus 25000 or something ??? It's worth like 250 dollars right !??


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Approved for 2 Amex Charge Cards -- Need to close 1 - Advice/ questions

Congrats on the approvals.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.