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I got approved for 8 credit cards in last 30 days.
PenFed Highest credit line- Multiples of tens of thousands while Two stores cards- Kohls and Target are the lowest credit line- Just a little over 1K. Visa - 5, Master card- 1, Average credit line of all 8 cards is $8500. No annual fee credit card in these 6.
Worth mentioning addition is 2% cashback Priceline visa which will be used only for Walmart for items which are not available from ShopDiscover.
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
@nishant1 wrote:I got approved for 8 credit cards in last 30 days.
PenFed Highest credit line- Multiples of tens of thousands while Two stores cards- Kohls and Target are the lowest credit line- Just a little over 1K. Visa - 5, Master card- 1, Average credit line of all 8 cards is $8500. No annual fee credit card in these 6.
Worth mentioning addition is 2% cashback Priceline visa which will be used only for Walmart for items which are not available from ShopDiscover.
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
That's a lot of cards! So you were already a PenFed member? I thought highest CL for new members was $20K.
Why Priceline only at Walmart? Aren't there other places where no other card offers more than 2%?
@nishant1 wrote:I got approved for 8 credit cards in last 30 days.
PenFed Highest credit line- Multiples of tens of thousands while Two stores cards- Kohls and Target are the lowest credit line- Just a little over 1K. Visa - 5, Master card- 1, Average credit line of all 8 cards is $8500. No annual fee credit card in these 6.
Worth mentioning addition is 2% cashback Priceline visa which will be used only for Walmart for items which are not available from ShopDiscover.
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
Why? Not judging, just want to know...why?
@adavis425 wrote:
@nishant1 wrote:
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
Why? Not judging, just want to know...why?
hahhahahhaaa
OP: i think you need to focus to get some cards with higher limit rather than get mutiple cards with toy limit and cancel them later in a short time period......just my 0.2 cent.....
In hindsight, I think I could have avoided few cards because what I thought was not what I wanted. Did not want to cancel right away
For example, Blue cash everyday was attractive initially but now with many reward cards individual categories better than each of BCE, I stopped using it
Costco Amex - Same is the case. With nearby Sams club, I prefer to go there and do not breakeven annual membership.
Most recent batch Kohls card I took to get 20 % promotional discount in December holiday when we purchased $950 clothes for family. I may not have much use for this card because I never carry any balance on any of the cards.
@nishant1 wrote:I got approved for 8 credit cards in last 30 days.
PenFed Highest credit line- Multiples of tens of thousands while Two stores cards- Kohls and Target are the lowest credit line- Just a little over 1K. Visa - 5, Master card- 1, Average credit line of all 8 cards is $8500. No annual fee credit card in these 6.
Worth mentioning addition is 2% cashback Priceline visa which will be used only for Walmart for items which are not available from ShopDiscover.
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
Congrats.... but OMG how do you keep track of due dates and billpay.
I track my all bank and card accounts using Yodlee moneycenter aggregation free software.
Twice a day for about 10 minutes each.
Never missed one bill payment in many years
@nishant1 wrote:I got approved for 8 credit cards in last 30 days.
PenFed Highest credit line- Multiples of tens of thousands while Two stores cards- Kohls and Target are the lowest credit line- Just a little over 1K. Visa - 5, Master card- 1, Average credit line of all 8 cards is $8500. No annual fee credit card in these 6.
Worth mentioning addition is 2% cashback Priceline visa which will be used only for Walmart for items which are not available from ShopDiscover.
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
Congrats on your additions, but 28 thats a little much right?
I agree with Nicholas you should grow your cards to get higher limits instead it being spread a part
@nicholasyud wrote:
@adavis425 wrote:
@nishant1 wrote:
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
Why? Not judging, just want to know...why?
hahhahahhaaa
OP: i think you need to focus to get some cards with higher limit rather than get mutiple cards with toy limit and cancel them later in a short time period......just my 0.2 cent.....
Would suggest reading the entire post and then checking your own signature line before throwing stones
@chnceit wrote:
@nishant1 wrote:I got approved for 8 credit cards in last 30 days.
PenFed Highest credit line- Multiples of tens of thousands while Two stores cards- Kohls and Target are the lowest credit line- Just a little over 1K. Visa - 5, Master card- 1, Average credit line of all 8 cards is $8500. No annual fee credit card in these 6.
Worth mentioning addition is 2% cashback Priceline visa which will be used only for Walmart for items which are not available from ShopDiscover.
This makes my total number cards to 28.
I will stop for a year before thinking of a new one and may cancel some like Citi Dividend, Chase Amazon etc.
Congrats on your additions, but 28 thats a little much right?
I agree with Nicholas you should grow your cards to get higher limits instead it being spread a part
I hardly think a mean of 8.5k across 8 credit lines, including multiple store cards which are notorious for low starting cls, should be categorized as toy limits.