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I applied on Sunday and initially got the please check back message. I called the number on Tuesday and spoke with a rep who told me I was approved. I'm excited but disappointed on my credit limit of $2k. I will definitely go for an increase at the beginning of summer. My stats are below if you are considering it:
Age:24
Income: 68k
AAoA: Approx 3.1 Years
Credit: I have three open cards all under $1500 limits. Utilization is high at 76% but I've paid it down to 0%. I'm also already an AMEX member. I was approved for a Zync in August and currently ran about $6k through it. My scores range from 731 to 748 with no baddies and 6 inquiries.
Now I currently have a Zync. BCE and a Studen card with my local CU. I'm looking for one more card in the next 2/3 months. Any suggestions?
Wow!! Congrats...be sure to ask for a 3X CLI at the 61 day mark.
Congratulations! I am 20, and recently got approved for a Delta Skymiles (2K), Clear from AmEx (2K), and Green Card all in one day.
I just called AmEx yesterday and asked about a credit limit increase in the summer because I'm doing study-abroad and I have no interest on my Clear card...so he said that "we are very loyal to our customers; and with you paying off yor balance in full every month I don't see a problem raising your line to 5K). So, I'd just be patient with AmEx...give it about three months....request an increase, and if you're still not satisfied, I'd try applying for a Discover It Card.
Congrats again!