cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for AMEX BCE

tag
breakdown1987
Valued Member

Approved for AMEX BCE

I applied on Sunday and initially got the please check back message. I called the number on Tuesday and spoke with a rep who told me I was approved. I'm excited but disappointed on my credit limit of $2k. I will definitely go for an increase at the beginning of summer. My stats are below if you are considering it:

 

Age:24

Income: 68k

AAoA: Approx 3.1 Years

Credit: I have three open cards all under $1500 limits. Utilization is high at 76% but I've paid it down to 0%. I'm also already an AMEX member. I was approved for a Zync in August and currently ran about $6k through it. My scores range from 731 to 748 with no baddies and 6 inquiries.

 

Now I currently have a Zync. BCE and a Studen card with my local CU. I'm looking for one more card in the next 2/3 months. Any suggestions?

Message 1 of 7
6 REPLIES 6
beb86
Valued Contributor

Re: Approved for AMEX BCE

Wow!! Congrats...be sure to ask for a 3X CLI at the 61 day mark.

Message 2 of 7
eviLution
Established Contributor

Re: Approved for AMEX BCE

2k is better than 1k because it can easily be increased to 6k in 61 days.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 3 of 7
FabulousDtheBruin
New Contributor

Re: Approved for AMEX BCE

Congratulations!  I am 20, and recently got approved for a Delta Skymiles (2K), Clear from AmEx (2K), and Green Card all in one day.

I just called AmEx yesterday and asked about a credit limit increase in the summer because I'm doing study-abroad and I have no interest on my Clear card...so he said that "we are very loyal to our customers; and with you paying off yor balance in full every month I don't see a problem raising your line to 5K).  So, I'd just be patient with AmEx...give it about three months....request an increase, and if you're still not satisfied, I'd try applying for a Discover It Card.  

 

Congrats again!

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,
Message 4 of 7
chnceit
Valued Contributor

Re: Approved for AMEX BCE

Congrats! 6K after 61 days would be nice. Keep your total UTI low at time of request and use the heck out of the card and pay in full

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 5 of 7
Epcot
Valued Contributor

Re: Approved for AMEX BCE

Nice going, Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 7
rtw
Established Contributor

Re: Approved for AMEX BCE

Congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.