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Approved for Amex BCP! (and also, a dumb question)

Valued Member

Approved for Amex BCP! (and also, a dumb question)

So I applied online, got instant approval (yay! *celebrate*)

 

Dumb question: until I get the card in the mail, is there a way to tell what my credit limit they gave me is? I have no mention of the card yet on my online login for amex, nor did the welcome email or confirmation page say it.

 

I'm not a frequent CC applier so not really sure how this stuff works..

Message 1 of 11
10 REPLIES
Frequent Contributor

Re: Approved for Amex BCP! (and also, a dumb question)

Congratulations--that's my dream card! Give them a call. They should be able to tell you.

iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 2 of 11
Super Contributor

Re: Approved for Amex BCP! (and also, a dumb question)

Congrats on a great card Smiley Wink


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 11
Established Contributor

Re: Approved for Amex BCP! (and also, a dumb question)

Yes, just call their 800# and go through the automated prompts... Don't need to talk to any humans... Congrats.
$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 4 of 11
Valued Member

Re: Approved for Amex BCP! (and also, a dumb question)

Thanks guys, I'm actually really happy to have my ultimate card lineup set!

 

Icalled the 800 number and....they didn't have any info on file. Well, that makes sense I only applied like less than an hour ago lol.

 

I'll call tomorrow. In the meantime, time to start crossing off the days til day 61 for that CLI....

 

Another question, if I'm an AU on an amex card, does that count towards my available credit from AmEx? I know that if you request a CLI that would take you over 34k in amex limit across all accounts they start requesting tax documents.....The amex card I'm an AU on has a limit of like 12K...will that count towards the 34k limit?

Message 5 of 11
Valued Contributor

Re: Approved for Amex BCP! (and also, a dumb question)


vn25 wrote:

 

Another question, if I'm an AU on an amex card, does that count towards my available credit from AmEx? I know that if you request a CLI that would take you over 34k in amex limit across all accounts they start requesting tax documents.....The amex card I'm an AU on has a limit of like 12K...will that count towards the 34k limit?


No.

Message 6 of 11
Moderator Emerita

Re: Approved for Amex BCP! (and also, a dumb question)

Message 7 of 11
Valued Contributor

Re: Approved for Amex BCP! (and also, a dumb question)

Congrats, just give them a call and they can tell you the limit. 

Message 8 of 11
Valued Member

Re: Approved for Amex BCP! (and also, a dumb question)

Woot! Just called, they gave me 9K - highest limit to date!

What are the odds they'll do 3x to 27k in 61 days....hehe I'm almost afraid to try cuz that'd be pushing it
Message 9 of 11
New Contributor

Re: Approved for Amex BCP! (and also, a dumb question)

Congrats!! Can you tell us a little bit about your credit profille, inquiries, AAoA, score, etc.?  Also, did they only hard pull EX for your app? I'm wanting to apply as well but not sure I have the right portfolio to do so yet.

Message 10 of 11