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Approved for Amex Blue Everyday and Discover IT on the same day.... and THEN....

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SpaceInvader
New Contributor

Re: Approved for Amex Blue Everyday and Discover IT on the same day.... and THEN....

Congrats on your successes and thanks for sharing your story

Gardening since: 4/2015
Starting Score: 666 Current Score: 688(Barclay FICO) Goal Score: 750

Message 11 of 14
MsLadyRover
Valued Contributor

Re: Approved for Amex Blue Everyday and Discover IT on the same day.... and THEN....

Congrats x4!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 12 of 14
chalupaman
Super Contributor

Re: Approved for Amex Blue Everyday and Discover IT on the same day.... and THEN....

That's incredible! Congrations OP.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 13 of 14
-Wade-
Valued Contributor

Re: Approved for Amex Blue Everyday and Discover IT on the same day.... and THEN....


@LondonMassey wrote:

So... I paid off all of my credit card balances and let them report... then decided to try my luck at Discover... and was approved for $1000.  So, I said what the heck, and applied for the Amex Blue and was approved for $2000... 3 weeks later I log in to pay my cc bills, and to my surprise I had a message from Walmart saying I was approved for their Discover card with a $2200 limit (only had a $750 store card limit).  I then went to pay my Old Navy bill and guess what??  They auto approved me for their Visa card with a $1700 limit (only had a $700 store card limit)....  I'm pretty excited.  I didn't want the extra credit, but I'll gladly activate the cards then lock them away to increase the difference for my util.    My goal is to get one prime cc with at least a $5000 limit on one single card... and it's feeling like it's right around the corner!!!

 

It's so crazy to think that  less than 3 years ago I was living in a run down apartment in a rough neighborhood... and hadn't had a single credit card for 10 years... 

 

In Sept of 2011, I had got a Capital One secured card... with a $200 limit, by Jan of 2012 my credit scores were high enough to seriously consider buying a house... In Feb of 2012 I started working with a realtor, March of 2012 I went under contract on a short sale, Sept of 2012 I closed on my house... March 2013 I purchased a new car, now it's May 2014 and I have 15 credit card accounts.... and credit scores in the 700's.  I don't mean to ramble, but I hope that gives someone hope!!


Congrats on your approvals Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 14 of 14
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