Approved for Amex EveryDay

[dude11]

Thanks for the info and the welcoming. Actually this will be my 3rd Amex however it is my current active Amex. I had an Amex Blue back in 07 which then I defaulted on. I did pay it back and was in Amex's good graces. I then owend a Zync with a hard $500 limit which I ended up closing maybe a year ago. I didn't see the need for the Zync so I closed it.

Happy to get approved for a real credit card from Amex again though. I'm not sure what my EX score was but I will post once I get the letter on the mail.

[MissMoni223]

CONGRATS on your AMEX approval!!!

[-Wade-]

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@dude11 wrote:

Hi myFICO peoples, I was approved for the new Amex EveryDay card and received a paltry $500 limit. It's been mentioned over and over that most people can get a 3x CLI after 61 days. I would like to request for a higher limit after the 61 days but since the limit is so small, should I aim for more than 3x? If so, should I just ask for a crazy number and hope Amex would counter offer assuming I qualified for a CLI?

Any help, suggestions, or tips are greatly appreciated. Thanks!

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Congrats on your approval

[Kenny]

I don't see the harm in requesting 2,3,4k I mean what's the worst that can happen? No? 1.5K? 1k? 750? Any increase is a good one, to me. I know you're happy to have an Amex again.. and you have to love the backdating! Congrats!

[dude11]

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@alvon123 wrote:

Congrats on the approval, What was your Experian score?

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Just received my card yesterday with my score and it was 663.

Now I do have another question. My new card says I'm a member since 14, but online shows I'm a member since 07. I called Amex yesterday to inquire about this and the lady told me that the card was showing the member since 14 year correctly since that is when I acquired it. I believe I have read in the past people having this similar issue. Is this something new? I know when I got my Zync it had the member since 07 year on there which I did not request for.

Should I bother trying to get a new card with the member since 07?

[striehl8212]

congrats on  your Everyday card!! 

[injustifiiable]

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@dude11 wrote:

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@alvon123 wrote:

Congrats on the approval, What was your Experian score?

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Just received my card yesterday with my score and it was 663.

Now I do have another question. My new card says I'm a member since 14, but online shows I'm a member since 07. I called Amex yesterday to inquire about this and the lady told me that the card was showing the member since 14 year correctly since that is when I acquired it. I believe I have read in the past people having this similar issue. Is this something new? I know when I got my Zync it had the member since 07 year on there which I did not request for.

Should I bother trying to get a new card with the member since 07?

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They should be able to correct this real easily...just tell them you'd like a new card to refect your real member since date.

[MissMoni223]

CONGRATS on your AMEX approval!  I'm looking to join that family by the end of the year.