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TL;DR: I was preapproved for 2 cards and was approved for both with a soft pull.
Yesterday morning when I was paying my Amex bill for the ED, I check the offers section and at the top, there was a preapproval for the PRG with 50k points after spending $1k in 3 months. Honestly, I didn't know it was a preapproval since I'm very new to Amex. I click the link to learn more but I didn't apply and went on with my day.
Congrats on the new cards to your portfolio. I do have a question, how can you tell the difference in your AMEX profile if it is a pre-approval or marketing?
@NICKI183 wrote:Congrats on the new cards to your portfolio. I do have a question, how can you tell the difference in your AMEX profile if it is a pre-approval or marketing?
Thanks! To answer your question, it had the prescreen opt-out notice in the application part, not on the learn more link. I compared it to the other offers and the others don't say anything about opting-out, it's just pure marketing. The PRG offer had the prescreen opt-out notice in the offers/terms, the rates and the application itself. The heading of the application also said I was preapproved and below it had the prescreen opt-out notice, again.
@shoegal wrote:
@NICKI183 wrote:Congrats on the new cards to your portfolio. I do have a question, how can you tell the difference in your AMEX profile if it is a pre-approval or marketing?
Thanks! To answer your question, it had the prescreen opt-out notice in the application part, not on the learn more link. I compared it to the other offers and the others don't say anything about opting-out, it's just pure marketing. The PRG offer had the prescreen opt-out notice in the offers/terms, the rates and the application itself. The heading of the application also said I was preapproved and below it had the prescreen opt-out notice, again.
Your response to my question has been very helpful. Again, congrats!
@AverageJoesCredit wrote:
Big congrats shoegal. To get 2 cards you really want on sps is awesome, to get a better than normal bonus and the mc version tops the cake. Eat well,
Thanks AJC!! You always make me laugh
@drboxing wrote:
How long did you have your card before you received the preapproval for the PRG? I applied for Amex Green 2months ago and was denied, applied for AMEX Delta Gold and was approved. The card I want is either Green or PRG (charge card)
Almost two months, my 61 days are at the end of this month.