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Approved for CITI Costco Card at 3.5 yrs post BK!

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morgacj2004
Valued Contributor
‎07-04-2016 10:21 PM
‎07-04-2016 10:21 PM

Approved for CITI Costco Card at 3.5 yrs post BK!

So I posted how I had previously been declined for this card. On a whim I applied for this card again this time listing my wife as primary and me as an authorized user. Could not believe the result!   Mind you that we had a joint BK discharged in Nov 2012. So now we are really in with CITI!   Wow. Still can't believe it. Happy end to our 4th of July. 

 

 

 

 

Congratulations,....... You have been approved for a Costco Anywhere Visa® Card by Citi.

Your welcome materials and card(s) will arrive in the mail within 7-10 business days at the address you provided. Upon arrival, follow the instructions on the security sticker to activate your card for immediate use.

Account Details
Card Name:
Costco Anywhere Visa® Card by Citi
Credit Limit:
$9,500.00
Print This Page
FACTS ABOUT INTEREST AND FEES
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
0% introductory APR for 7 months from date of account opening.

After that your APR will be 15.49%.

This APR will vary with the market based on the Prime Rate.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable
‎07-04-2016 10:34 PM
‎07-04-2016 10:34 PM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

Congrats! That's a nice SL.

Message 2 of 15
Jesedmotherof5
Established Contributor
‎07-04-2016 10:36 PM
‎07-04-2016 10:36 PM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

Good job! What are your scores if you dont mind me asking?
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Message 3 of 15
morgacj2004
Valued Contributor
‎07-04-2016 10:38 PM
‎07-04-2016 10:38 PM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

670-715 depending on where u look.  


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 4 of 15
CountryLivin
Valued Contributor
‎07-05-2016 01:27 AM
‎07-05-2016 01:27 AM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

Congratulations! That's a great SL!

Message 5 of 15
RonM21
Valued Contributor
‎07-05-2016 02:22 AM
‎07-05-2016 02:22 AM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

Very nice! Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 15
Anonymous
Not applicable
‎07-05-2016 02:59 AM
‎07-05-2016 02:59 AM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

Woo Hoo Congrats!

Did either of you burn citi in your bankruptcy? Just trying to see if anyone that burned them has been let back in with this card! Thanks!
Message 7 of 15
Anonymous
Not applicable
‎07-05-2016 03:48 AM
‎07-05-2016 03:48 AM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

Congratulations! Well done!

Message 8 of 15
Anonymous
Not applicable
‎07-05-2016 03:49 AM
‎07-05-2016 03:49 AM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

@Anonymous wrote:
Woo Hoo Congrats!

Did either of you burn citi in your bankruptcy? Just trying to see if anyone that burned them has been let back in with this card! Thanks!

I burned Citi in my Chapter 13 in 2008. I was really surprised to get a DC card with them about a year ago. It was only 4k, but they let me back in plus I received a 1400 cli a month or so ago. Hope these data points help.

Message 9 of 15
Anonymous
Not applicable
‎07-05-2016 03:54 AM
‎07-05-2016 03:54 AM

Re: Approved for CITI Costco Card at 3.5 yrs post BK!

Congrats to you and your wife!  Very nice SL!  Enjoy! Smiley Happy

Message 10 of 15
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