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Approved for CREDO

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Anonymous
Not applicable

Re: Approved for CREDO


@Anonymous wrote:

I mean, 7-10 sounds better than "We cannot approve you at this time..." 


Keep your chin up turkey - like I told swampy, give them a call.

 

I once got a 7-10 day letter for the Amercan Kennel card and when I called they just wanted to verify the name of my mortgage and home address. 5 minutes later, APPROVED. 

 

 

Message 31 of 44
Anonymous
Not applicable

Re: Approved for CREDO

I knew I was taking a gamble. We bought some merchandise for the business earlier this month and the Am Ex balance is at 45%.  I know some lenders see 6 new accounts in 3 months. Was not going to app till June or July even though I've paid it down under 30% that won't show for 2 weeks.

 

I'll give them a call. Got the Comenity recon number written down.

Message 32 of 44
peaceonearth
Established Contributor

Re: Approved for CREDO


@Anonymous wrote:

Easy app. Approved for $7.5k sl. Clicked on the luv button 3 times. New cl is now 9.5k. Loving that 2,000 bump. Smiley Very Happy

 


CREDO has been soft pulling my reports for a few Months.

Not too long ago, I received an invitation to apply for this card I threw the application away.  I don't remember if it said pre-approved or pre-qualified.

 

OP Grand Congratulations to you

 

Message 33 of 44
Anonymous
Not applicable

Re: Approved for CREDO


@peaceonearth wrote:

@Anonymous wrote:

Easy app. Approved for $7.5k sl. Clicked on the luv button 3 times. New cl is now 9.5k. Loving that 2,000 bump. Smiley Very Happy

 


CREDO has been soft pulling my reports for a few Months.

Not too long ago, I received an invitation to apply for this card I threw the application away.  I don't remember if it said pre-approved or pre-qualified.

 

OP Grand Congratulations to you

 


 

Peace, if you have been pre-approved, you have a good chance in getting this card.

Message 34 of 44
Anonymous
Not applicable

Re: Approved for CREDO

Can someone please PM me the recon #? I plan on calling on my way home from work unless they are closed that is.

Message 35 of 44
Anonymous
Not applicable

Re: Approved for CREDO

That's amazing, Balboa! This card has been on my radar for quite some time. While everyone else ia panting for a Sallie Mae or a Prestige, I want a Credo! LOL 

Maybe in another year ...

Message 36 of 44
fedxboy
Established Contributor

Re: Approved for CREDO


@Anonymous wrote:

Easy app. Approved for $7.5k sl. Clicked on the luv button 3 times. New cl is now 9.5k. Loving that 2,000 bump. Smiley Very Happy

 


@Anonymous, Congrats on your new Credo Visa!!  I got this card too, the same day as my CapOne Quicksilver from a pre-approval app they sent me in the mail.  Although, I didn't get your nice SL of 7500 nor your interest rate of 19.99%.Smiley Happy  They approved me for 5k@24.99Smiley Mad  However, upon registering and signing in, they offered me a BT for a year @ 0% and then 15.99 for the remaining balance.



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 37 of 44
peaceonearth
Established Contributor

Re: Approved for CREDO


@fedxboy wrote:

@Anonymous wrote:

Easy app. Approved for $7.5k sl. Clicked on the luv button 3 times. New cl is now 9.5k. Loving that 2,000 bump. Smiley Very Happy

 


@Anonymous, Congrats on your new Credo Visa!!  I got this card too, the same day as my CapOne Quicksilver from a pre-approval app they sent me in the mail.  Although, I didn't get your nice SL of 7500 nor your interest rate of 19.99%.Smiley Happy  They approved me for 5k@24.99Smiley Mad  However, upon registering and signing in, they offered me a BT for a year @ 0% and then 15.99 for the remaining balance.


I did not apply cause I have no use for it and I know for sure, I will not be using this card.

I only apply for the card that I will use.

 

Thanks for your suggestion.

Message 38 of 44
Anonymous
Not applicable

Re: Approved for CREDO


@fedxboy wrote:

@Anonymous wrote:

Easy app. Approved for $7.5k sl. Clicked on the luv button 3 times. New cl is now 9.5k. Loving that 2,000 bump. Smiley Very Happy

 


@Anonymous, Congrats on your new Credo Visa!!  I got this card too, the same day as my CapOne Quicksilver from a pre-approval app they sent me in the mail.  Although, I didn't get your nice SL of 7500 nor your interest rate of 19.99%.Smiley Happy  They approved me for 5k@24.99Smiley Mad  However, upon registering and signing in, they offered me a BT for a year @ 0% and then 15.99 for the remaining balance.


 

Thanks FedEx, nice SL and good BT option for one year!  Are you BT anything to your new CREDO Visa? 

Message 39 of 44
Anonymous
Not applicable

Re: Approved for CREDO

Comenity told me I have to wait for the 7-10 day letter before I can talk to someone. That it was too soon. We'll see. I don't know how flexible they are with recons and I had put a lot of usage on my Am Ex last month for business so my big payments, cli's and new BBVA card won't show till for about 4 weeks.

 

Will update.

Message 40 of 44
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